Choice Privileges® Mastercard® Review
2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer.
2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card!
Application Link
Benefits
- 40k offer: Earn 40,000 Choice Privileges points after spending $1,000 in the first 3 months from account opening. The recent best offer is 70k.
- We estimate that Choice Privileges points are worth about 0.6 cents/point. So the 70k highest sign-up bonus is worth about $420.
- Earn 5x Choice Privileges points at Choice hotels. Earn 3x points on gas stations, grocery stores, home improvement stores, and on phone plans from landline and cell phone providers. And 1x on everything else.
- Receive 10 elite night credits qualifying for at least Gold level status each calendar year.
- Get up to $800 of cell phone protection against damage, theft, or unintended separation.
- No foreign transaction fee.
- No annual fee.
Summary
This card is just so-so, especially Choice hotels are relatively low-tier in the US. If you are really interested in Choice hotels, you can also consider applying for Wells Fargo Choice Privileges Select which has higher welcome offer and better benefits, and then downgrade to this no fee card if you don’t want to pay the annual fee.
Related Credit Cards
- Wells Fargo Choice Privileges (this post)
- Wells Fargo Choice Privileges Select