US Bank Altitude Connect Visa Signature Card Review
2024.7 Update: The higher offer is expired. Currently there’s only a 20k offer.
2022.1 Update: The offer is still 50k, with a lower spending requirement now ($3k->$2k).
Contents
Application Link
Benefits
- 20k offer: earn 20,000 bonus points after spending $1,000 in first 90 days. The recent best offer is 50k.
- Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 50k highest sign-up bonus is worth $500. Note that you can’t transfer the points to US Bank Altitude Reserve to increase points value.
- Earn 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center; Earn 4x points on travel, at gas stations and EV charging stations; earn 2x points at grocery stores, grocery delivery, dining, and streaming services; earn 1x point on all other purchases.
- 4 free visits to Priority Pass Select (PPS) lounge per Priority Pass Select membership year (not Cardmember year). You can also bring guests, but they count towards the visit times.
- $30 annual streaming credit: a statement credit of $30 per 12-month period will be applied within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases.
- Up to $100 credit for Global Entry or TSA Pre application fee.
- Cell phone protection: get up to $600 per claim and 2 times per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Deductible $25.
- No foreign transaction fee.
Disadvantages
- $95 annual fee, waived for the first year.
- The credit cards from US Bank are hard to get approved.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
Summary
The welcome offer is nice. The earning structure is just so so, considering there are other competitors. Note that, generally the credit cards from US Bank are hard to get approved, so if you are new to the credit card game, please to be prepared to get declined and waste a hard pull.
Related Credit Cards
- US Bank Altitude Go
- US Bank Altitude Connect (this post)
- US Bank Altitude Reserve
After Applying
- To check the application status, you can visit this webpage or call (800) 947-1444. If you see the 7-10 days message, it just means they will do a manual review and the outcome could be either approved or denied.
- US Bank reconsideration line: (800) 947-1444.
Historical Offers Chart
Application Link
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