physixfan 2021-10-23 2022-01-01 814 Comments
對於咱們中國留學生來說，信用卡最重要的作用就是獲得日常返點/返現和開卡獎勵。而開卡獎勵特別高的信用卡（詳見《最新信用卡開卡獎勵排行榜》）往往都有年費，這種年費卡通常都不適合長期持有，而是適合拿到開卡獎勵之後就降級成無年費卡或者關卡。適合長期持有的卡的主要標準為：在自己消費多的類別有着較高的回報率， 並且帶來的回報超過年費。 1. 每季度/每月特定類別 5% 返現的無年費信用卡 Discover i…
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