Credit: Park Hyatt Maldives Hadahaa official site
Chase Hyatt 信用卡是一張無論開卡獎勵價值，還是日常消費返點能力，還是年度福利都很好的卡。它的開卡獎勵是 2 free nights (FN) at Hyatt hotels, worldwide，這兩晚免費房不限國家不限 category；年費$75，而年度福利是每年送一晚 category 1~4 的免費房。
一、不限等級 FN 排行榜
開卡獎勵送的這兩晚不限等級的 FN 究竟換哪裡最值錢呢？發揮出最大價值的話能值多少錢？下表給出了答案：
| Hotel Name | Country | Brand | Cat. | Price |
|---|---|---|---|---|
| Park Hyatt Maldives Hadahaa | Republic of Maldives | Park Hyatt | 6 | $950 |
| Park Hyatt New York | United States | Park Hyatt | 7 | $916 |
| Park Hyatt St. Kitts | Saint Kitts and Nevis | Park Hyatt | 7 | $805 |
| Hyatt Siesta Key Beach | United States | Hyatt Residence Club | 7 | $785 |
| Park Hyatt Sydney | Australia | Park Hyatt | 7 | $780 |
| Park Hyatt Paris-Vendôme | France | Park Hyatt | 7 | $750 |
| Hyatt Zilara Rose Hall | Jamaica | Hyatt Zilara | 6 | $665 |
| Park Hyatt Tokyo | Japan | Park Hyatt | 7 | $655 |
| Park Hyatt Milan | Italy | Park Hyatt | 7 | $639 |
| Hyatt Mountain Lodge | United States | Hyatt Residence Club | 6 | $616 |
| Hyatt Ziva Rose Hall | Jamaica | Hyatt Ziva | 6 | $613 |
| Hyatt Carmel Highlands | United States | Hyatt | 6 | $592 |
| Hyatt Main Street Station | United States | Hyatt Residence Club | 6 | $588 |
| Andaz Mayakoba Resort Riviera Maya | Mexico | Andaz | 5 | $581 |
| Andaz Tokyo Toranomon Hills | Japan | Andaz | 6 | $541 |
| Palacio Duhau - Park Hyatt Buenos Aires | Argentina | Park Hyatt | 5 | $530 |
| Hyatt High Sierra Lodge | United States | Hyatt Residence Club | 7 | $499 |
| Park Hyatt Vienna | Austria | Park Hyatt | 6 | $499 |
| Andaz Maui at Wailea Resort | United States | Andaz | 6 | $495 |
| Park Hyatt Changbaishan | China | Park Hyatt | 5 | $490 |
註：表格最右一列 Price 的演算法是：從程序運行的那天開始往後推算360天，每15天分成一份（共24份），再在這15天里隨機選取一天，把這些天的價格做平均。如果某個酒店某天沒有 availability 則不計入。
排名第一的是馬爾地夫的 Park Hyatt，本站作者晨瑜早雅早在一年多前就體驗過了，詳見《馬爾地夫全家三人游遊記》。
當然，列出上面的最貴 top 20，意思絕對不是說只有上面那些才划算。如果只是為了住最貴的酒店而出行，那基本上就等於被反擼了。最合理的出行方式應該是先有出行計劃，然後再看看目的地有沒有合適的高端 Hyatt 酒店使用免費房比較划算，如果有的話再開卡，沒有就先別開卡等下次出行再說。
下圖直觀的告訴我們，一晚免費房到底多貴才沒有浪費掉開卡獎勵的價值：
上圖的縱坐標是酒店價格，橫坐標是每個酒店的排名。可見如果每晚價格大於$500，就已經是在最貴的 top 20 裡面了；如果每晚價格大於$300，就已經是大約 top 80 了，已經比80+%的 Hyatt 酒店更貴了！所以我們博客對 Hyatt 不限等級免費房的估值大約是$300：如果想住的酒店高於這個價格就差不多可以用了；如果低於這個價格的話，就要考慮考慮是不是應該先用別的方式預定，下回找個更合適的酒店再開卡。
二、Category 1~4 FN 排行榜
每年送的 category 1~4 FN 換哪裡最值錢呢？其價值能否超過$75的年費？下表給出了答案：
| Hotel Name | Country | Brand | Cat. | Price |
|---|---|---|---|---|
| Andaz Peninsula Papagayo Resort | Costa Rica | Andaz | 4 | $462 |
| Hyatt Regency Paris Étoile | France | Hyatt Regency | 4 | $390 |
| Hyatt Regency Boston | United States | Hyatt Regency | 4 | $389 |
| Grand Hyatt Berlin | Germany | Grand Hyatt | 4 | $373 |
| Hyatt Regency Changbaishan | China | Hyatt Regency | 3 | $357 |
| Hyatt Regency Saipan | Mariana Islands | Hyatt Regency | 2 | $351 |
| Grand Hyatt Melbourne | Australia | Grand Hyatt | 4 | $341 |
| Hyatt Centric Fisherman's Wharf San Francisco | United States | Hyatt Centric | 4 | $337 |
| Hyatt Regency Coconut Point Resort and Spa | United States | Hyatt Regency | 4 | $316 |
| Hyatt Centric The Pike Long Beach | United States | Hyatt Centric | 3 | $314 |
| Hyatt Regency Makkah Jabal Omar | Kingdom of Saudi Arabia | Hyatt Regency | 4 | $313 |
| Hyatt Regency Dar es Salaam, The Kilimanjaro | Tanzania | Hyatt Regency | 3 | $311 |
| Hyatt Place Chicago/Downtown-The Loop | United States | Hyatt Place | 3 | $304 |
| Hyatt Centric South Beach Miami | United States | Hyatt Centric | 4 | $299 |
| Hyatt Place Washington DC/White House | United States | Hyatt Place | 3 | $292 |
| Hyatt Place Boulder/Pearl Street | United States | Hyatt Place | 2 | $289 |
| Grand Hyatt Jakarta | Indonesia | Grand Hyatt | 3 | $288 |
| Park Hyatt Hamburg | Germany | Park Hyatt | 4 | $287 |
| Park Hyatt Toronto | Canada | Park Hyatt | 4 | $286 |
| Hyatt House Fort Lauderdale Airport & Cruise Port | United States | Hyatt House | 2 | $285 |
同樣的，這個 top 20 也只是一個參考，並不是只有住這些才划算。實際上只要房價大於$75就已經回本了，而滿足這個條件的酒店可就多了去了。95+%的 Hyatt 酒店都比$75更貴，想找到一家比年費便宜的酒店都不容易呢！下圖是 Category 1~4 的酒店價格分布圖：
希望大家都能把 FN 住出理想的價值！
感謝逸客 YEEK 提供的數據！