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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

physixfan 2022-08-08 2022-11-04 11 Comments

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2%…
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Wells Fargo

Cash Back Credit Card, No Annual Fee, Wells Fargo

Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

physixfan 2022-07-13 2024-03-20 42 Comments

Wells Fargo AutographSM Card Review ContentsApplication LinkBenefitsRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so…
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Wells Fargo

No Annual Fee, No Foreign Transaction Fee, Wells Fargo

AmEx Blue Cash Preferred (BCP) Credit Card Review (2024.9 Update: $250 Offer)

physixfan 2022-06-09 2024-09-02 67 Comments

Blue Cash Preferred Card from American Express (BCP) Review 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer is $300, you may need to see it in incognito mode. 2023.3 Update: The new offer is $400. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Blue…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card

AmEx New Feature: Apply With Confidence

physixfan 2022-06-08 2022-06-08 2 Comments

These days some people (like in USCardForum and MyFICO) are starting to notice a new AmEx feature: “Apply With Confidence”. This feature means, if you can see the “Apply With Confidence” box in the application page, then AmEx will do a soft pull based on your info, give you a decision whether they will approve your application, and then let…
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AmEx Summaries

American Express (AmEx)

Opinion: Business Class Doors Are Actually Revolutionary

DEVGRU 2022-04-23 2022-04-23 4 Comments

Matt at Live and Let’s Fly wrote a piece a few days ago calling doors in business class suites “(a)n n unnecessary gimmick”. His main argument is that such doors are (1) thin and flimsy, (2) not tall enough to provide a meaningful amount of privacy, (3) poor in quality, and finally (4) conducive to a sense of claustrophobia. Instead,…
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Personal Experience

Are dynamic Marriott points more valuable now? Yes, but with a big caveat …

DEVGRU 2022-04-18 2022-04-18 5 Comments

The Points Guy recently published a quantitative analysis arguing that the Marriott points, even after the implementation of dynamic awards, retain its purported value of ~0.8 cent/pt. To get that conclusion, they pulled data from 50+ hotels over ~150 days. In fact, the average redemption value after the dynamic award is in place is 0.84 c/pt. They thus concluded that…
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Marriott Bonvoy

The Best Credit Cards For Cell Phone Protection Benefit (2023.11 Update)

physixfan 2022-04-09 2023-11-13 21 Comments

2023.11 Update: Added AmEx Hilton Aspire. 2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone…
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Credit Card Perks Summaries

IHG One Rewards Traveler Credit Card Review (2024.11 Update: 80k Offer)

physixfan 2022-03-25 2024-11-22 45 Comments

IHG One Rewards Traveler Credit Card Review 2024.11 Update: The offer is now down to 80k. 2024.10 Update: The new offer is 100k. 2024.9 Update: The offer is now down to 80k. ContentsApplication LinkBenefitsRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers Chart Application Link Application Link Chase IHG Traveler Benefits 80k offer: earn 80,000 IHG points after spending $2,000 in the first…
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Chase

Chase, Hotel Credit Card, IHG One Rewards, No Foreign Transaction Fee

A Search Engine for Amex FHR & THC

Scott 2022-02-23 2022-04-17 5 Comments

We create a map-based search engine for Amex FHR and THC hotels. The search engine presents a price calendar, stay benefits, location, and other valuable features for Amex FHR and THC hotels. We believe this is perhaps the most price-monitoring friendly platform for these hotel collections on Internet so far. Contents1. What are FHR and THC hotels?2. Why this search…
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Hotel Overviews

FHR

US Bank Cash Plus Credit Card Review (2022.2 Update: $200 Offer, Added 5% Cashback on Its Travel Portal)

physixfan 2022-02-11 2023-02-15 50 Comments

US Bank Cash+ Visa Signature Credit Card Review 2022.2 Update: There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. This is in addition to the 5% categories every quarter. HT: DoC. 2021.9 Update: The new offer is $200. 2021.1 Update: According to an email sent from US Bank,…
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US Bank

5% Rotating Categories, Cash Back Credit Card, No Annual Fee, US Bank

Capital One Spark Miles Select Review (2023.2 Update: 20k Offer)

physixfan 2022-02-10 2024-10-15 0 Comments

Capital One Spark Miles Select Review ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One Spark Miles Select Benefits 20k offer: earn 20,000 Capital One Miles after spending $3,000 in the first 3 months. Earn 1.5x Miles on all purchases. The overall value of Capital One Miles is 1.6 cent/point. See below for a brief introduction….
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Capital One Business Card

Capital One, Capital One (C1) Miles

US Treasury I-Bonds: How to Buy with a Credit Card and Earn 7.12% APR (with 0% APR float!)

Geo 2022-01-31 2022-02-01 11 Comments

Introduction From consumer spending to miles and points, it is tough to currently identify any market where a currency brings you more value today than a year ago. Inflation crushes purchasing power and in an inflationary environment “cash is trash,” leaving many wondering what to do with their savings account or emergency fund. The US Treasury offers a product called…
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Limited Time Deals, Tax

Introducing USCreditCardGuide App for iOS & Android (2022.1 Update: Multiple Accounts Support)

physixfan and skysniper 2022-01-28 2022-01-28 64 Comments

2022.1 Update: We have multiple accounts support now. This feature is useful if you manage credit cards for family members. 2021.8 Update: We added customizing points value feature to the sign up bonus rank. If you can’t see the sort button, please go to settings and click app version to update it to at least version 3.1.60. Screenshot1, screenshot2. I…
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Chatter

Capital One VentureOne Rewards Credit Card Review (2023.5 Update: 20k Offer)

ThunderFat 2021-12-16 2024-09-11 28 Comments

Capital One VentureOne Rewards Credit Card Review 2023.5 Update: The 40k offer is no longer available. The current offer is 20k. 2023.2 Update: There’s a 40k offer on this card. 2022.7 Update: The 40k offer is no longer available. The current offer is 20k. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One VentureOne Benefits 20k…
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Capital One

Capital One, Capital One (C1) Miles, No Annual Fee, No Foreign Transaction Fee

Verizon Visa® Card Review (2022.8 Update: $100 Offer)

physixfan 2021-12-09 2022-10-26 4 Comments

Verizon Visa® Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Verizon Visa® Card Benefits $100 offer: Get a $100 statement credit on your credit card bill when you open a new Verizon Visa® Card account and make a purchase using the card within first 90 days. Earn 4% Verizon Dollars on grocery store and gas purchases, earn…
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Synchrony

Synchrony Bank