Citigold Checking Account Review 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. Offer ends on 1/7/2025. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k. The bonus offer seems nice, but requiring $200,000 in the checking account (not including savings or brokerage account!) is insane in my opinion. Nowadays a simple savings account can give…
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[2019.12 Update] Today Marriott changed its official terms and conditions, and the 10 elite night credit for Marriott Bonvoy Events will officially end on Dec 31, 2019. A strong rumor recently surfaced among the Points & Miles community (1, 2) regarding Marriott’s intent to get rid of the ability to earn 10 Elite Qualifying Nights from your first Marriott Bonvoy Events…
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In early December American Airlines extended its “Web Special” pricing from Economy to Business and First Class. We have seen reports of some marginally discounted domestic first class award, but wonder if similar discounts will ever apply to international premium cabins—the crown jewel of mileage redemption—until now. This morning we spotted that AA has released a substantial amount of saver…
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With American Express continuing to target more and more users with an all time best offer to upgrade to the Marriott Bonvoy Brilliant American Express Credit Card, I thought I would highlight something I found recently regarding the $300 Marriott Statement Credit. When I upgraded back in November 2018 I shortly after made some purchases totaling $251.52 that were quickly…
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Citi Dividend Platinum Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back in each quarter’s bonus categories, 1% on all other purchases. The following picture shows the bonus category calendar for 2015: The upper limit…
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If you are a long time reader of our blog, you must have known that for many of AmEx cards, you may see increased signup bonuses if you open the application link in incognito mode or with the help of VPN. Here is a table of regular bonuses v.s. incognito increased bonuses. These incognito bonuses are stable for a few…
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AmEx Business Green Rewards from American Express Review [2019.11 Update2] – We just realized that there’s a 25k better offer for this card in incognito mode. [2019.11 Update] – A 15k MR offer is now available after spending $3k in 90 days. This represents the all-time best signup bonus on this card. This bonus is still not very attractive unless you…
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Capital One Spark Miles for Business Review 2020.1 Update: The 200k offer is expired. The current offer is 50k. 2019.10 Update: The Spark Miles card now has a revamped signup bonus of 50k miles after spending $5k in the first 3 months and an additional 150k miles after spending $50k in 6 months. Combined with the 2 miles earned per…
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Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Schwab One Brokerage Account Review 2019.10 Update: There is now no commission fee for online stock, ETF, and options trades! Previously the cost was $4.95/trade. Schwab now joins E*Trade and TD Ameritrade as major brokerages that have removed trade fees within the last couple of months. Application Link Charles Schwab Brokerage Account. You can use my referral code: REFER4U7MQ8R6 in “Add…
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Discover it Miles Credit Card Review 2019.7 Update: The sign-up bonus and referral bonus are both $100 now (previously $50). Application Link Discover it Miles Benefits $100 offer: earn $100 statement credit after making one purchase within 3 months. Earn 1.5 Miles per $1 spent on all purchases. 1 Mile worth 1 cent if you redeem for travel statement credit. So it’s…
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Capital One Walmart Rewards® Mastercard® Review Learn More Capital One Walmart Benefits Welcome offer: Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Earn 5% back on purchases made at Walmart.com and the Walmart app, 2% back on purchases in Walmart stores and Murphy USA gas stations, 2% back on restaurant…
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City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2020.1 Update: There are some negative changes starting from 2020.1.1: The air credit is now $350 per calendar year across the whole account (previously each authorized user has separate $250 air credit). The guests are not free any more with this PPS cards. Gas and grocery are removed from 3x…
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Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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Introduction Earlier this year I received a promotional email from Hyatt offering a three night stay at the Hyatt Residence Club (HRC) Coconut Plantation located in Bonita Springs, Florida. For $262 including all taxes and fees, I would receive a $100 room credit or 10,000 World of Hyatt points and three nights in a one-bedroom king condominium. The catch? I’d…
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