What Is Chase 5/24 Rule and How to Bypass It (2021.8 Update: Fixed APR, Green/Black Star Offers No Longer Bypassing 5/24)

and 2021-08-19 2021-08-19 238 Comments

2021.8 Update: Data points are starting to trickle in on Reddit and DoC showing that fixed APR applications are no longer bypassing the Chase 5/24 rule. This includes Green Star/Black Star “Selected for You” and Pre-approved/Pre-qualified offers that would show up on the Chase app and website. The result of submitting an application is immediate denial and no evidence of…
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Chase Summaries

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Changes to the Chase Sapphire Preferred (CSP) & Reserve (CSR) Now in Effect!

2021-08-16 2021-08-16 7 Comments

Chase has implemented a number of positive changes to both the Sapphire Reserve and Sapphire Preferred cards, which go into effect today (August 16, 2021). There will be no immediate impact to the annual fee for either card. The changes identified below will be available immediately to new account holders and apply to existing accounts after the annual cardmember anniversary….
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Chase

 

AmEx EveryDay Preferred (EDP) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

2021-08-07 2024-09-26 77 Comments

The AmEx EveryDay Preferred Credit Card (EDP) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.8 Update: The 30k offer is back, you should be able to see it via incognito mode. It seems to only appear on referral links, not on…
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AmEx

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BoA Amtrak Guest Rewards Credit Card Review (Discontinued)

2021-08-04 2022-01-12 28 Comments

Bank of America Amtrak Guest Rewards World MasterCard Review 2022.1 Update: This card is discontinued. 2021.10 Update: The higher offer expired. There’s only 20k offer now. 2021.8 Update2: During the booking process, there is a 50k+$100 offer of this card. I’ve obtained a direct link, see application link part. 2021.8 Update: The new offer is 50k, and this is the…
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Discontinued Credit Cards

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AmEx Blue Business Plus Credit Card Review (2023.10 Update: 15k Offer)

2021-07-22 2024-06-06 61 Comments

Blue Business® Plus Credit Card from American Express Review 2023.10 Update: The new public offer is 15k. 2023.6 Update: There’s no welcome offer on this card now. 2021.7 Update: The new public offer is 15k (increased from 10k). ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Blue Business Plus AmEx Blue Business Plus 50k Targeted…
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AmEx Business Card

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BoA Unlimited Cash Rewards Credit Card Review (New Card, $200 Offer)

2021-07-21 2023-06-05 44 Comments

Bank of America Unlimited Cash Rewards Credit Card Review 2021.7 Update: This is a new card, and the welcome offer is $200. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Unlimited Cash Rewards Benefits $200 offer: earn $200 cashback after spending $1,000 in first 3 months. Earn 1.5% cashback on all purchases. BoA Preferred Rewards…
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BoA

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Chase Slate Edge℠ Credit Card Review (2022.1 Update)

2021-07-19 2023-04-10 9 Comments

Chase Slate Edge℠ Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Slate Edge Benefits Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months. This card offers a generous introductory APR for both purchases and on balance transfers. The balance transfer fee is…
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Chase

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Potential loophole of cashing out MR into Schwab Roth IRA [DON’T]

2021-06-29 2021-06-29 39 Comments

One of the perks of Amex MR is the convenient way to cash out at 1.25 cents/point using Schwab Platinum card. Unfortunately, there have been rumors recently that Schwab will cancel this benefit in the near future. Seeking to exploit the last opporunity, frequentmiler blogger suggested to cash out MR into a Roth IRA, rather than a brokerage account. This action has…
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Tax

CitiBusiness ThankYou Card Review (Discontinued)

2021-06-29 2023-02-14 7 Comments

CitiBusiness ThankYou® Card Review 2023.2 Update: It seems this card is discontinued. HT: DoC. 2021.6 Update: This card is not in the Citi website credit cards list, and you can’t apply online, therefore not many people know its existence. Currently there’s 20k/30k/40k offer in branch depending on location. You can ask Citi to match to 40k. HT: DoC. ContentsApplication LinkBenefitsDisadvantagesRecommended Application…
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Discontinued Small Business Credit Cards

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Capital One Savor Cash Rewards Credit Card (Old Version) Review (Discontinued)

2021-05-19 2024-10-22 19 Comments

Capital One Savor Cash Rewards Credit Card (Old Version) Review 2024.10 Update: This card ($95 annual fee) is indeed discontinued. Now Capital One renamed the formerly SavorOne credit card ($0 annual fee) to Savor, which is very confusing. 2024.7 Update: This card is removed from Capital One credit card list, and all previous application links are dead now. Probably this…
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Capital One

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ACT FAST: Le Méridien Maldives Bookable with Bonvoy Points in Peak Season (40k/Night Top)

2021-05-19 2021-05-19 6 Comments

Recently we became aware of the opening of Le Méridien in Maldives, marking the 6th Marriott property in this island nation. What sets Le Méridien apart though is that it is a Category 5 hotel. A standard award would cost you 35k Bonvoy points and even the peak-season pricing means 40k points, a true bargain considering how expensive everything is…
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Marriott Bonvoy

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US Bank Altitude Connect Credit Card Review (2024.8 Update: 20k Offer)

2021-05-10 2024-08-25 13 Comments

US Bank Altitude Connect Visa Signature Card Review 2024.7 Update: The higher offer is expired. Currently there’s only a 20k offer. 2022.1 Update: The offer is still 50k, with a lower spending requirement now ($3k->$2k). ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Altitude Connect Benefits 20k offer: earn 20,000 bonus points after spending…
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US Bank

US Bank Altitude Go Credit Card Review (2021.5 Update: 20k Offer)

2021-05-09 2024-09-16 18 Comments

US Bank Altitude Go Visa Signature Card Review 2021.5 Update2: The 25k offer is expired. The current offer is 20k. 2021.5 Update: The offer is increased from 25k again. 2021.3 Update: The 25k offer is expired. The current offer is 20k. 2020.8 Update: The offer is increased from 20k to 25k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication…
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US Bank

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Earn Additional $200 Statement Credits at Select Home Furnishing Stores via Amex Referral Links!

2021-03-11 2021-03-11 9 Comments

American Express is giving a lot these days. We’re seeing highest ever offer on Platinum card now, as well as extra benefits on many cards they announced at the beginning of 2021. Now they’re offering better signup bonus offers on many cards via referral links! As shown above, you can earn an extra $200 credits on eligible purchases at select…
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AmEx Summaries

BoA Customized Cash Rewards Business Credit Card Review (2024.9 Update: $300 Offer)

2021-03-01 2024-09-26 12 Comments

Bank of America Business Advantage Customized Cash Rewards Mastercard Review 2024.9 Update: The $500 offer is expired. The current offer is $300. 2021.10 Update: The $750 offer is expired. The $500 offer is still alive. 2021.3 Update: There is a new $750 offer now. HT: DoC. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Customized Cash Rewards Business…
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BoA Business Card

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