It can be seen very often in various situations that many people wonder why their credit scores drop a lot in a certain month and what to do. It’s very common and everyone just doesn’t want to confront such situations. After all, there will be no chance for you to apply for a good credit card in several years if…
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Store Credit Cards (such as co-branded credit cards of Macy’s, Victoria’s Secret, Banana Republic, etc.) Review Strongly NOT recommended! Many of us might have been recommended to apply for store credit card while shopping at like Macy’s, Victoria’s Secret, Banana Republic and so on. Generally, the bonus for applying that kind of card is a considerably high discount for the current…
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The contents in the previous post are actually easy to find on the Internet, actually you can go to the banks’ official websites and look for the bonuses and terms. However what I am going to talk about in this post is not easy to find on the banks’ official websites, yet very important when applying for credit cards or manage…
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After getting your first credit card and some decent credit history, you can choose credit card combination according to your own situation. If you feel it troublesome to have too many cards or just want to try few of them, it is unnecessary to read through this post. The first and second parts are enough for you. Large parts of…
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I’ve introduced some elementary factors in the previous post. And this post is the actual beginning of guide of shopping using credit cards. Let’s apply for credit cards and start shopping! 1. Selection of Elementary Card As mentioned in the previous post, you will start building your credit history only after you get the first credit cards, no matter you have a…
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I’ve read several posts about introduction to credit cards online, but found none of them satisfying, so I decided to write one myself. I think most people have little awareness of credit cards’ benefits in their daily lives. After all, my personal experience and knowledge is limited, so some of my statements may by not accurate or even misleading. Your corrections are…
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