Author Archive: physixfan

One Table To Help You Understand Marriott Bonvoy Co-branded Cards Welcome Offer Eligibility (2023.2 Update: Major New Restrictions)

[2023.2 Major Update] USCardForum user juanxincai noticed that major new restrictions are now applied to some of the Marriott co-branded cards. On AmEx Marriott Brilliant, the new terms read: Basically it says if you have or have had any of the Chase Marriott co-branded cards in the past 30 days, you are not eligible for the welcome offer for this AmEx…
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Chase Instacart Credit Card Review (2023.3 Update: $100 Offer)

Instacart Mastercard® Credit Card from Chase 2023.3 Update: The $300 offer is expired. The current offer is $100. 2023.2 Update: The new offer is $300. Offer ends on 02/27. HT: USCardForum juanxincai. Application Link Chase Instacart Benefits $100 offer: get a $100 Instacart credit after approval. The recent best offer is $300. Earn 5% cashback on Instacart app and website; earn 5%…
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BoA Unlimited Cash Rewards Business Credit Card Review (2023.1 Update: $500 Offer)

Bank of America Business Advantage Unlimited Cash Rewards Credit Card Review 2023.1 Update: There is a $1,000 welcome offer now, which is the best ever offer on this card. It seems people see a blank page after submitting the application, and nobody has successfully applied. So we switched back to the $500 offer link in the application link section below. 2021.10 Update:…
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Chase Starbucks Credit Card Review (2023.4 Update: Discontinued)

Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. Application Link Chase Starbucks Benefits…
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US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Earn 3% cash back on your first $1,500 in eligible…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2023.1 Update: $200+$150 Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150 offer via Resy. 2022.10 Update: The new offer is $150 PayPal + $100: Earn 20% back as a statement credit on purchases via PayPal in the first 6 months, up to $150 back (i.e. $750…
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Barclays AAdvantage Aviator Business Credit Card Review (2024.2 Update: No Available Link For Now)

AAdvantage® Aviator® Business Mastercard® Review 2024.2 Update: There is no available link for this card now. Maybe this card is discontinued? Maybe the link will come back in a few days? 2023.5 Update: The offer is lowered to 75k now. 2022.10 Update: The 80k+$95 offer is back. Application Link Barclays AAdvantage Aviator Business Benefits 75k offer: earn 50,000 AAdvantage Miles after spending…
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AmEx Blue Business Cash Credit Card Review (2023.10 Update: $250 Offer)

Blue Business Cash™ Card from American Express Review 2023.10 Update: The offer is now $250 ($3,000 spending in 3 months). 2023.6 Update: The $250 offer (with $3k spending requirement) is expired. The current offer is $500 (with $15k spending requirement). 2022.9 Update: There is a new $500 offer, but it requires $15k spending in total. The $250 offer (with $3k…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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Barclays Hawaiian Airlines Credit Card Review (2024.2 Update: 70k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2024.2 Update: The new offer is 70k with different spending requirement. 2022.9 Update: The new offer is 70k. The link we use here is from in flight, and its spending requirement is only 1 purchase. Compared to the previous 80k offer ($4k spending in 6 months) the spending requirement is significantly lower. Application Link…
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PayPal Cashback Mastercard® Review (2022.9 Update: $150 Targeted Offer)

PayPal Cashback Mastercard® Review 2022.9 Update: There’s a $150 targeted offer in PayPal app. Offer ends in 2022/10/10. HT: DoC. 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® no welcome offer…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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United℠ Club Business Card Card Review (2024.6 Update: 50k Offer)

United℠ Club Business Card Review 2024.6 Update: The higher offer is expired. The current offer is only 50k. Card art is changed. 2024.1 Update: The new offer is 75k. 2023.6 Update: The higher offer is expired. The current offer is only 50k. Application Link Chase UA Club Business Benefits 50k offer: earn 50,000 UA Miles after spending $5,000 in the…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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