Author Archive: physixfan

Capital One Spark Cash Select Review (2024.9 Update: $500 Offer)

Capital One Spark Cash Select Review 2024.9 Update: The $750 offer is expired. The current offer is $500. 2023.11 Update: The $750 offer is back. Learn More Capital One Spark Cash Select Benefits $500 offer: earn $500 cashback after spending $4,500 in the first 3 months. The recent best offer is $750. Earn 1.5% cashback on all purchases. If you…
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Ink Business Premier® Credit Card‎‎ Review (2023.10 Update: $1,000 or $1,500 Offer)

Ink Business Premier® Credit Card‎‎ Review 2023.10 Update: There’s $1,500 offer in branch! The spending requirement is also $10,000 in 3 months. You may also see this offer online via pre-approval (targeted). HT: FM. This is a fantastic offer, and worth a visit to a local branch if you are interested in this card. 2022.10 Update: This card is available…
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Chase Total Checking Account Review (2023.10 Update: $900 Offer in Total w/Savings)

Chase Total Checking Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300. See below for the requirements to get this bonus. Offer expires on 4/17/2024. There is a monthly maintenance fee of $12. You can avoid this by following the…
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Chase Savings Account Review (2023.10 Update: $900 Offer in Total w/Checking)

Chase Savings Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Savings Benefits New account opening bonus of $200+$400! See below for the requirements to get this bonus. Offer expires on 4/17/2024. Monthly account maintenance fee of $5. See below on how to avoid paying this ridiculous fee….
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Fidelity Rewards Credit Card Review (2023.9 Update: $100 Offer; No FTF Any More!)

Fidelity Rewards Visa Signature Card Review 2023.9 Update: There’s no FTF on this card any more! Application Link Fidelity Rewards Benefits $100 offer: earn a $100 bonus after you make at least $1,000 in purchases within the first 90 days. The recent best offer is $150. Earn 2% cash back on everything. No annual fee. Recommended Application Time We recommend…
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Credit Cards For Beginners With No Credit History (2023 Update)

When you first have your SSN with no credit history, you should definitely start building your credit history. Yet, you are probably not qualified for most credit cards with best rewards. But don’t be worry, there are some great rewards cards that are designed for people (especially students) with no credit history. Here are the most recommended credit cards for…
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Ink Business Cash℠ Credit Card Review (2024.3 Update: $750 Offer)

Ink Business Cash℠ Credit Card‎ Review 2024.3 Update: The $900 offer is expired. The current offer is $750. 2023.9 Update: There’s a $900 offer link now, act fast before it dies! HT: DoC. [Update] The official offer is now also $900. 2022.10 Update: The offer is now $900, and it is the best ever offer on this card. Application Link…
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Capital One Venture X Credit Card Review (2023.12 Update: 75k Offer)

Capital One Venture X Credit Card Review 2023.12 Update: The 90k offer is expired. The current offer is 75k. 2023.9 Update: There is a special link for 90k offer. HT: USCardForum tcelvis. 2022.6 Update: Capital One announced that access to Plaza Premium lounges are added to this card. Plaza Premium lounges used to belong to Priority Pass Select (PPS), but…
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Amex Rewards Checking Account (2023.9 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2023.9 Update: The new offer is $250. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer ends on 2023.10.31. Earn 1x Membership Rewards (MR) points for every $2 debit card purchases. MR points are worth about 1.6 cents/point, therefore a 0.5x earning…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2024.10 Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200. 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. Offer Link Chase Freedom Flex (CFF) Benefits $200 offer: earn $200 cash back after spending $500 in the first 3 months.The recent…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2023.7 Update: MR Added New Partner QR 1:1)

2023.7 Update: AmEx MR points can be transferred to Qatar Airways (QR) now! The ratio is 1:1. Actually before that you can already get QR miles 1:1 from BA miles so it is not a big deal. 2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One…
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Chase Freedom Rise Credit Card Review (New Card, No Credit History Required)

Chase Freedom Student Review 2023.6 Update: New card. No credit history required. Application Link Chase Freedom Rise Benefits $25 offer: earn a $25 statement credit after signing up for automatic payments within the first 3 months.  Earn 1.5% cash back on everything. Although this card is advertised as a cash back card, it actually earns Ultimate Rewards (UR) points. We…
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BoA Premium Rewards Elite Credit Card Review (2023.6 Update: 75k Offer)

Bank of America Premium Rewards Elite Credit Card Review 2023.6 Update: The new offer is 75k. This is the highest offer on this card. Application Link BoA Premium Rewards Elite Benefits 75k offer: earn 75,000 points after spending $5,000 in first 90 days. This is the highest offer on this card. The points can be redeemed towards statement credit or deposited…
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Citi Rewards+® Card Review (2024.1 Update: 20k Offer)

Citi Rewards+® Card Review 2024.1 Update: The 25k offer is expired. The current offer is 20k. 2023.4 Update: 25k offer is back! This is the best ever offer of this card. Application Link Citi Rewards+® Card Benefits 20k offer: earn 20,000 ThankYou Points after spending $1,500 in first 3 months.  The recent best offer is 25k. We estimate that ThankYou…
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BoA Better Balance Rewards (BBR) Credit Card Review (All Existing Cards Will Be Transferred to BoA Unlimited Cash Rewards after May 16)

Bank of America Better Balance Rewards Credit Card (BBR) Review 2023.3.17 Update: According to a letter received by our reader, current existing cards will be mandatorily converted to BoA Unlimited Cash Rewards after May 16. 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is…
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