Author Archive: physixfan

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2024.10 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2024.10 Update: The 75k offer is back. 2024.8 Update: The 75k offer is expired. The current offer is 65k. 2024.4 Update: The 75k offer is back. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is the best…
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Sofi Credit Card Review (2024.4 Update: 2.2% Cashback on Everything)

Sofi Credit Card Review 2024.4 Update: There’s a new feature Reward Boost: if you have Sofi Checking and have Direct Deposit (DD) every month, then your cashback rate is 2.2% on everything. Application Link Sofi Credit Card Benefits Earn 2.2% cash back on all eligible purchases! No cap. You can earn 2% just with this credit card, and earn additional…
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Sofi Checking & Savings Account (2024.4 Update: $525 Offer)

Sofi Checking & Savings Account (Formerly Sofi Money) Review Application Link Sofi Checking & Savings $325 part via referral link Sofi Checking & Savings $200 part via Swagbucks (20,000 Swagbucks are worth about $200) (Swagbucks itself has a $10 welcome offer via this link) To double dip, you need to: use the Swagbucks browser extension to activate the deal for…
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Robinhood Gold Card Review: New Card, Everything 3% Cashback, Metal Card

Robinhood Gold Card Review Application Link Not available yet. You can use this link to join the waitlist. Features Earn 5% cash back when you book travel through the Robinhood travel portal. Earn 3% cash back on all categories! There’s no cap. Metal card, 17g in weight. If you refer 10 friends who sign up to Robinhood Gold, you’ll earn…
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Wells Fargo Autograph Journey Credit Card Review (New Card, 60k Offer)

Wells Fargo Autograph JourneySM Card Review Application Link Wells Fargo Autograph Journey Benefits 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. Unlimited 5x points on hotels, 4x points on airlines, 3x  points on other travel and dining, 1x on other purchases. $50 annual statement credit for airfare purchases. Air ticket itself is included….
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Barclays Wyndham Earner Credit Card Review (2024.9 Update: 45k Offer)

Wyndham Rewards® EarnerSM Card Review 2024.8 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.3 Update: The new offer is 75k. This is the best ever offer on this card. 2023.5 Update: The 45 offer is back. Application Link Barclays Wyndham Earner Benefits 45k offer: earn 45,000 Wyndham points after spending $2,000 in the first 180 days….
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Barclays Wyndham Earner Business Credit Card Review (2024.9 Update: 80k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2024.9 Update: The new offer is 80k, note that the spending requirement is high: $15k in 12 months. 2024.8 Update: The higher offer is expired, and there’s only a 45k offer now. 2024.3 Update: The new offer is 100k, note that the spending requirement is high: $15k in 12 months. Application Link Barclays Wyndham Earner…
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AmEx Begins To Add Family Language: Higher Annual Fees Cards Will Affect The Welcome Offers On Lower Annual Fee Ones In The Same Family Series!​ (2024.2 Update: Green Card Joined)

[2024.2 Update] AmEx Green card joined. Having held Gold or Platinum will affect the eligibility of Green card. [2023.12 Update] Marriott Co-branded cards joined. Having held Marriott Brilliant will affect the eligibility of Marriott Bevy card. [2023.10 Update] We initially thought that this family language limitation would first be implemented on co-branded cards, especially since it started with the Delta…
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Chase Ritz-Carlton Credit Card Review (2024.2 Update: The New Metal Card Is Only 17g In Weight)

Chase Ritz-Carlton Credit Card Review 2024.2 Update: According to data points on our forum, the new metal card is only 17g in weight (previously the weight 13g, and before that there is a version with 28g in weight). It is not a “come back” as advertised in the email! 2024.1 Update: All Ritz card holders has received this email: due…
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HSBC Premier Checking Account (2024.7 Update: $1,500/$2,500 Offer)

HSBC Premier Checking Account Review 2024.7 Update: The new account opening bonus is $1,500/$2,500, the required deposit is $100k/$250k. No DD requirement. 2024.4 Update: The welcome offer is expired. 2024.1 Update: The new account opening bonus ranges from $2,000 to $4,000, requiring a deposit of $100k to $500k plus Direct Deposit (DD). The specifics are detailed below. This fund can…
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United℠ Business Card Review (2024.6 Update: 75k Offer)

United℠ Business Card Review 2024.6 Update: The new offer is 75k. Card art is changed. 2024.1 Update2: The new offer is 100k! This is one of the best offers. 2024.1 Update: The higher offer is expired. The current offer is only 50k. Application Link Chase UA Business Benefits 75k offer: get 75,000 United miles after $5,000 spending in 3 months….
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Capital One Venture X Business Credit Card Review (2024.3 Update: 150k Offer)

Capital One Venture X Business Credit Card Review 2024.3 Update: The offer now is $150k with $30k spending requirement. 2024.1 Update: The new offer is 150k-300k. The spending requirement is crazily high, therefore it is only suitable for those who have a huge amount of spending. 2023.9 Update: This card is now available online (previously only available via business relationship…
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BoA Alaska Business Credit Card Review (2024.9 Update: 50k Offer)

Alaska Airlines Visa Business Card Review 2024.9 Update: The higher offer is expired. The current offer is only 50k. Besides, there are a few changes recently: Annual fee is changed from $75 to “$70 per company, $25 per card”, so the least amount is $95. Added 2x earning categories: gas, EV charging station, shipping and local transit (including rideshare). 2024.1…
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Citi® Double Cash Card Review (2023.11 Update: $200 Offer)

Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
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