Author Archive: physixfan

Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2024.12 Update: $200 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee), which is very confusing. 2021.5 Update: Capital…
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Citi Priority Package Review (2024.10 Update: $500 Offer)

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2024.10 Update: New Transfer Partners Accor and TAP)

Bilt Mastercard® Review 2024.10 Update: 2 new transfer partners: Accor (3:2) and TAP (1:1). Accor points are worth fixed 2 euro cents/point, therefore Bilt points will be worth fixed 1.33 euro cents/point or about 1.46 cents/point converted to USD in this way. 2024.10 Update: The Rent Day point cap change from 10,000 bonus points to 1,000 bonus points goes into…
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Citi Regular Checking Review (2024.10 Update: $450 Offer!)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account recently changed its name, and now offers a $300 bonus which is…
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Costco Anywhere Visa® Card by Citi Review (2024.10 Update: $75 Offer!)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits $75 offer: earn $75 after spending $1,500 in the first 3 months. Earn 4% cash back…
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World of Hyatt Credit Card Review (2024.11 Update: 30k Offer)

World of Hyatt Credit Card Review 2024.11 Update: The 5FN offer expired. The welcome offer is now the regular 30k+15k offer. 2024.10 Update: The card is offering 5 Free Night Awards after $4000 spend within 3 months of account opening. Each FN can be redeemed at a Cat 1-4 Hyatt hotel. This is the best offer ever. It expires on 10/31….
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BoA Checking Account Review (2024.10 Update: $300/$500 Offer!)

Bank of America Checking Account Review 2024.10 Update: There’s a $300 offer and $500 offer now! These are the best ever offers on this account. HT: DoC. 2023.9 Update: There’s a $200 public offer now! 2023.6 Update: Finally, BoA has eliminated the ridiculous ACH transfer fee! Screenshot. Application Link BoA Checking $500 Offer which requires $15k deposit for 90 days…
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Chase Aeroplan® Card Review (2024.9 Update: 75k+25k Offer)

Chase Aeroplan® Card Review 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because the spending amount is huge. This is the best offer on this…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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AmEx Hilton Aspire Credit Card Review (2024.9 Update: 175k Offer)

The Hilton Honors American Express Aspire Card Review 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. 2024.8 Update: The welcome offer is changed back to 150k. 2024.5 Update2: The new offer is 175k. Offer ends on 2024/07/31. [/su_spoiler] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after you spend $6,000 within…
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AmEx Hilton Surpass Credit Card Review (2024.9 Update: 165k Offer)

The Hilton Honors American Express Surpass Card Review 2024.9 Update: The new offer is 165k. Offer ends on 2025/01/08. 2024.8 Update: The welcome offer is now lower. It seems the best you can see currently is 150k via incognito mode. 2024.5 Update2: The new offer is 130k+1FN. Offer ends on 2024/07/31. Application Link Amex Hilton Surpass Benefits 165k offer: earn…
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AmEx Hilton Credit Card Review (2024.9 Update: 100k Offer)

The Hilton Honors American Express Card Review 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. 2024.8 Update: The welcome offer is now lower. It seems the best you can see currently is 95k via incognito mode. 2024.5 Update2: The new offer is 70k+1FN. Offer ends on 2024/07/31. Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Honors…
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AmEx Hilton Business Credit Card Review (2024.9 Update: 175k Offer)

The Hilton Honors American Express Business Card Review 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. 2024.6 Update: The higher offer is expired. Currently there’s only a 130k offer. 2024.3 Update: The new welcome offer is 175k, which expires on 06/05/2024. At the same time, there are some major changes of the benefits on this card: Annual…
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IHG One Rewards Premier Credit Card Review (2024.9 Update: 5FN Offer Still Alive)

IHG One Rewards Premier Credit Card Review 2024.9 Update: The higher offer is expired. The current offer is 140k. [Update] DoC found a link with 5FN offer that’s still working. 2024.7 Update: The new offer is 5 FN, up to 60k each. This is the best ever offer on this card. 2024.2 Update: The new offer is 165k. Application Link…
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British Airways Visa Signature® Card Review (2024.9 Update: 100k Offer)

British Airways Visa Signature® Card Review 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase British Airways Benefits 100k offer: earn 100,000 bonus Avios after spending $7,500 on purchases within the first 6 months . This is the best offer in recent years. We value BA Avios at 1.2 cents…
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