Author Archive: physixfan

Old Chase Hyatt Credit Card Review (Discontinued)

Chase Hyatt Credit Card Review 2018.6 Update: This card won’t be upgraded to the new card Chase World of Hyatt automatically. If you want to upgrade, there’s a dedicated webpage. You can’t upgrade online; instead, you need to call 1-800-436-7941. Some people get 2,000 points upgrade bonus. Should you upgrade? It depends. If you just want to get an annual free…
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LoungeBuddy Review: The Best Tool To Help You Find Airport Lounges

I believe most of our readers already have one or more premium credit cards, therefore get access to some airport lounges. For example: Priority Pass Select (PPS) is a benefit for a bunch of premium cards, such as CSR, AmEx Platinum, Citi Prestige, Chase Ritz-Carlton, AmEx Hilton Aspire etc. AmEx Centurion Lounge access is a benefit for any version of the AmEx Platinum card. Airspace Lounges access…
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Barclays Arrival Plus Credit Card Review (Discontinued)

Barclays Arrival Plus World Elite MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 70k offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days. Earn…
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Wells Fargo Platinum Credit Card Review (Discontinued)

Wells Fargo Platinum Card Review 2021.10 Update: This card is discontinued. The new 0 APR card from Wells Fargo is Wells Fargo Reflect. Application Link Wells Fargo Platinum Benefits 0% introductory APR for 18 months on purchases and balance transfers. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: Introductory fee of either $5 or 3%…
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US Bank FlexPerks Select Plus Credit Card Review (Discontinued)

U.S. Bank FlexPerks Select+ American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 10,000 FlexPoints after spending $1000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline, hotel, car rental, etc.),…
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Deserve EDU Credit Card Review (Not Available Temporarily)

Deserve EDU Mastercard for Students Review 2023.9 Update: This card is unavailable temporarily (hopefully not permanently). “New applications are being paused temporarily as we redesign our card.” 2023.1 Update: The $30 welcome offer is expired. There’s no welcome offer now. Application Link Deserve EDU Benefits This is a credit card that is specially designed for students. International students can also…
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Comparing the Benefits of Different Flavors of AmEx Platinum Cards (2020.1 Update)

AmEx Platinum has several flavors. Their sign-up bonuses are independent, so you can get each one of them. The benefits are basically the same, but with a few differences. This post summarize the comparisons between all these flavors. Here are the links to the reviews of all these cards: AmEx Platinum regular version AmEx Platinum for Schwab AmEx Platinum for…
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Old Chase Marriott Premier Credit Card Review (Discontinued)

Chase Marriott Rewards Premier Credit Card Review 2019 Update: You can upgrade this card to the new Chase Marriott Bonvoy Boundless card. Here is the upgrade link. The best upgrade offer recently seen is 50k. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original…
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Wells Fargo Rewards Credit Card Review (Discontinued)

Wells Fargo Rewards Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Earn 5x rewards points on gas, grocery, and drugstore purchases…
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Wells Fargo Visa Signature Credit Card Review (Discontinued)

Wells Fargo Visa Signature Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. [Expired] Earn 5x rewards points on gas, grocery, and…
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AmEx Platinum Card for Mercedes-Benz Review (Discontinued)

Platinum Card from American Express Exclusively for Mercedes-Benz Review 2019.1 Update: This card will be automatically converted to the regular AmEx Platinum card, see here for official FAQs. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 60,000 Membership Rewards (MR)…
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Old Chase IHG Credit Card Review (Discontinued)

Chase IHG Rewards Club Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Please check the new Chase IHG co-branded card: Chase IHG Premier. Benefits 60k+5k offer: earn 60,000 IHG points after $1000 spending in 3 months, and earn 5,000 additional points…
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HSBC Gold Credit Card Review (Discontinued)

HSBC Gold Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Gold Benefits 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: A Balance Transfer…
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