Citi Rewards+℠ Student Card Review 2020.6 Update: This card is removed from Citi, and all existing application links seem dead. Maybe it is discontinued. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 2.5k offer: earn 2,500 ThankYou Points after spending $500 in first 3…
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2018.12 Update: 2018 will end soon, so this post is updated accordingly. Things change fast in the credit card game. There are always some cards discontinued every year, and there are also some good new cards launched every year. In this post, a list of recently launched good credit cards are presented in chronological order. The definition of “good” is subjective,…
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Things change fast in the credit card game. There are always some good new cards launched every year, and there are also some cards discontinued every year. In this post, we collected a list of recently discontinued good credit cards, for everyone to cherish the memory of the past. The definition of “good” is subjective, and here we treat the…
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Citi ThankYou Preferred Card Review 2019.9 Update: You can still get this card via product change. Application Link This card is no longer available to apply, but you can get it by converting from other Citi credit cards. Benefits Earn 15,000 ThankYou Points after spending $1,000 in first 3 months. We estimate that ThankYou Points (TYP) are worth about 1.6…
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Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
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Update: dead now. 2018.11.27 Update: This glitch was first found on 2018.10.31, and was fixed within a few hours. But now it’s alive again! Act fast if you missed it last time! Check the price is 0.5 c/p not 0.2 in case it is fixed very fast. We all know Hilton points are not very valuable, usually people value them…
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It’s been a while that you can use your AmEx cobranded card to refer other related cards in the same series. For example, if you have the Delta Gold card, then you can refer Delta Gold, Delta Platinum & Delta Reserve, and their business version. This is true for Hilton series and Marriott series as well. Now AmEx further improved…
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2019.2 Update: See this post for a new update about the increased bonuses from referral link. You should already know that, when you apply for some AmEx credit cards, you may see some higher signup bonuses if you use incognito mode, or with a VPN to increase your chance. See this post for details. For example, AmEx Everyday usually has…
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There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise…
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Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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Update: It seems referral links still show the old 24-month term. Get it while you can. Dead now. Previously, Chase Sapphire Preferred (CSP) and Chase Sapphire Reserve (CSR) have a churning rule: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus…
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Starting from Aug 26, 2018, AmEx and Chase work together to limit the bonuses on their Marriott & SPG co-branded credit cards. Now AmEx SPG cards can affect the eligibility of Chase Marriott credit cards, and vice versa. Here’s a summary of the limits. Chase Co-branded Credit Cards Chase cards have their own limits: Chase 5/24 rule: Chase Marriott Premier…
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If you live in the U.S, using credit cards is both a fun and efficient way to earn rewards while spending money that you would have spent anyway! By spending a little bit of effort learning how to efficiently apply for and use credit cards, it’s very simple to earn a round trip flight to China or other countries. If you adopt…
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US Bank FlexPerks Travel Rewards Visa Signature Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits 25k offer: earn 25,000 FlexPoints after spending $2,000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline,…
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