Author Archive: physixfan

PenFed Platinum Rewards Visa Signature® Card Review

PenFed Platinum Rewards Visa Signature® Card Review Application Link Platinum Rewards Visa Signature® Card Benefits 15k offer: earn 15,000 points when you spend $1,500 in the first 90 days. Earn 5x points on gas paid at the pump and EV charging stations; earn 3x points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services. Earn…
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PenFed Power Cash Rewards Visa Signature® Card Review

PenFed Power Cash Rewards Visa Signature® Card Review Application Link Power Cash Rewards Visa Signature® Card Benefits $100 offer: earn $100 statement credit when you spend $1,500 in the first 90 days. Earn 1.5x points on all purchases. You can earn 2x on all purchases if you are a PenFed Honors Advantage member. The points can be used to redeem for gift cards,…
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Alliant Visa Platinum Rewards Credit Card Review (2021.2 Update: Points Are Worth 1 c/p Again)

Alliant Visa Platinum Rewards Card Review 2021.2 Update: The points are worth 1 cent/point again. The devaluation is reversed. HT: DoC. 2021.1 Update: The points are devalued from 1 cent/point to 0.66 cents/point! Quietly! HT: DoC/MyFICO. Application Link Alliant Visa Platinum Rewards Benefits 5k offer: earn 5,000 points after you make at least $500 in purchases within the first 90 days….
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PenFed Pathfinder® Rewards Visa Signature® Card Review (2022.2 Update: 50k Offer)

PenFed Pathfinder® Rewards Visa Signature® Card Review Application Link PenFed Pathfinder® Rewards Visa Signature® Card Benefits 50k offer: earn 50,000 Bonus Points when you spend $3,000 in the first 90 days. Earn 3x points on travel purchases, and earn 1.5x points on all other purchases. You can earn 4x on travel if you are a PenFed Honors Advantage member. The points can be…
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Marcus by Goldman Sachs Savings Account Review (2021.1 Update: $100 Offer for New & Existing Customers)

Marcus by Goldman Sachs Savings Account Review 2021.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2021.02.12. 2020.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2020.02.11. Application Link Marcus by Goldman Sachs Savings Benefits $100 offer for new & existing customers….
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Citi AT&T Access Credit Card Review (Discontinued)

AT&T Access Card from Citi Review 2022.8 Update: This card is discontinued. 2020.12 Update: The new offer is 15k+$100. HT: FM. I’m quite surprised that Citi and AT&T can still remember there’s such a card and improved its sign up bonus… Note that this card is NOT the famous Citi AT&T Access More card that’s discontinued. Application Link Citi AT&T…
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Synchrony Venmo Credit Card Review (2021.6 Update: Double Cashback in 2021)

Synchrony Venmo Visa Credit Card Review 2021.6 Update: The sign up bonus is double cashback before 2021.12.31 (from 3%/2%/1% to 6%/4%/2% cashback). Application Link You need to go to your Venmo app to apply for this card. Here is its official web page: Synchrony Venmo. Benefits The sign up bonus: double cashback before 2021.12.31 (from 3%/2%/1% to 6%/4%/2% cashback). Automatically earn up…
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AmEx Amazon Business Prime Credit Card (2020.10 Update: $125 Offer; 5% Cap Is Effective)

Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Also, based on recent data points, AmEx now only allow you to hold one of this card at a time, therefore you can’t increase the cap by holding multiple of this card. 2020.6 Update: The offer is now $125. Effective Oct.1, you…
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Chase United TravelBank Credit Card Review (Discontinued) (2020.9 Update: Will Become Chase United Gateway)

The United TravelBank Card Review 2020.9 Update: This card will become a card called Chase United Getaway on 9/21. The main difference is, you earn TravelBank Cash with the previous card, and you will earn United miles with the new card. HT: DoC. 2020.5 Update: This card is removed from both Chase and United, and all existing application links seem…
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Citibank Account Package Review (Discontinued)

Citibank Account Package Review Update: This package has quietly discontinued. Currently the tiers are: Citi Regular Checking, Citi Priority, and Citigold. 2021.7 Update: The $300 offer is still alive, and the new deadline is 2021.10.04. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement). Application Link The Citibank Account Package Benefits $300…
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Barclays Uber Credit Card Review (Discontinued)

The Uber Credit Card Review 2020.6 Update: It seems this card is removed from Barclays and Uber, and previous application links are dead. Probably it’s discontinued? Not sure what’s going on. If you want a substitute, you may consider US Bank Altitude Go which is also a no fee card with 4% cashback on dining. 2019.11 Update: The following changes…
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Chase Slate Credit Card Review (Discontinued)

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits Transfer balances with an introductory fee of $0 during the first…
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