Author Archive: physixfan

World of Hyatt Credit Card Review (2025.1 Update: 35k Offer)

World of Hyatt Credit Card Review 2025.1 Update: The welcome offer is changed from 30k+15k to 35k+15k. It’s only 5k more points, way worse than the 5FN offer last year. Offer ends on 2025.3.6. 2024.11 Update: The 5FN offer expired. The welcome offer is now the regular 30k+15k offer. 2024.10 Update: The card is offering 5 Free Night Awards after $4000…
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BoA Alaska Business Credit Card Review (2025.1 Update: 70k Offer)

Alaska Airlines Visa Business Card Review 2025.1 Update: The new offer is 70k miles. 2024.9 Update: The higher offer is expired. The current offer is only 50k. Besides, there are a few changes recently: Annual fee is changed from $75 to “$70 per company, $25 per card”, so the least amount is $95. Added 2x earning categories: gas, EV charging…
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Chase Freedom Unlimited® (CFU) Review (2025.1 Update: $200 or Double Cashback Offer)

Chase Freedom Unlimited® Review 2024.11 Update: The welcome offer is changed from $200 to $250. The double cashback up to $300 offer is still existing. [2025.1 Update] The $250 offer becomes $200 again. 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200 or double cashback offer with $300 cashback limit. 2024.2 Update: The double cashback…
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BoA Alaska Credit Card Review (2024.11 Update: 75k Offer)

BoA Alaska Airlines Visa Signature Card Review 2024.11 Update: The 75k offer comes back. HT: DoC. 2024.8 Update: The higher offer is expired. The current best offer is 65k. 2024.1 Update: There’s a 75k link. Application Link BoA Alaska Benefits 75k offer: earn 75,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first…
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United Quest℠ Card Review (2024.11 Update: 70k Offer)

United Quest℠ Card (Chase UA Quest) Review 2024.11 Update: The new offer is 70k. 2024.8 Update: The higher offer is expired. The current offer is 60k. 2024.6 Update: The new offer is 70k. Card art is changed. Application Link Chase UA Quest Benefits 70k offer: earn 70,000 United miles + 500 Premier qualifying points after spending $4,000 in 3 months….
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United℠ Explorer Card Review (2024.11 Update: 60k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2024.11 Update: The new offer is 60k. 2024.9 Update: The higher offer is expired. The current offer is 50k. 2024.6 Update: The new offer is 60k. Card art is changed. Application Link Chase UA Explorer Benefits 60k offer: get 60,000 United miles after $3,000 spending in 3 months. The recent best offer is…
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United Gateway℠ Card Review (2024.11 Update: 30k Offer)

United Gateway℠ Card Review 2024.11 Update: The new offer is 30k. 2024.8 Update: The offer is back to 20k. 2024.6 Update: The new offer is 30k. Card art is changed. Application Link Chase UA Gateway Benefits 30k offer: earn 30,000 United miles after spending $1,000 in 3 months. This is the best offer on this card. Earn 2 miles per $1…
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Southwest Rapid Rewards® Priority Credit Card Review (2025.1 Update: 50k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Priority Benefits 40k+$400…
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Southwest Rapid Rewards® Premier Credit Card Review (2025.1 Update: 50k Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Premier (This is…
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Southwest Rapid Rewards® Plus Credit Card Review (2025.1 Update: 50k Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Plus Benefits 40k+$400…
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Chase Amazon Prime Credit Card Review (2025.1 Update: $100 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.1 Update: The new offer is $100 (no spending requirement). 2024.12 Update: The new offer is $150 (no spending requirement). 2024.11 Update: The new offer is $200 (no spending requirement). Application Link Chase Amazon Prime Benefits $100 offer: earn $100 Amazon gift card after approval, no spending requirement. (Offer is lower for non…
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US Bank Smartly Credit Card Review: 4% Cashback on Everything! (2025.1 Update)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.1 Update: It is clear now that if you have $100k in the brokerage account (only brokerage account balance is counted, not total balance across the bank), then its annual fee is waived. 2024.11 Update: This card is now live! Application Link US Bank Smartly Benefits Unlimited 2% cash back on every purchase…
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AmEx Platinum Card for Schwab Review (2025.1 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.1 Update: The higher welcome offer is expired. The current offer is only 80k. 2024.11 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. 2022.3 Update: The +10x on restaurant and shop small part of welcome offer is expired….
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AmEx Schwab Investor Credit Card Review (2025.1 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. [2021.6 Update] The $200 welcome offer has returned. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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