2024.12 Update: 2025 Q1 (Jan., Feb., Mar.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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The Business Platinum Card from American Express Review 2024.12 Update: This card has added a new benefit: a $200 Hilton credit ($50 quarterly). It seems enrollment requires a Hilton for Business account. Although the quarterly credit setup is quite annoying, more perks without an increase in annual fee is always a good thing. 2024.10 Update: There is a new wave of…
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US Bank Altitude Reserve Visa Infinite Card Review 2024.11 Update: The application links for this card is dead. It seems to have stopped new applications. At the same time, US Bank Smartly officially launched. 2024.4 Update: The terms&conditions has been updated, and this card is now churnable. You just need to wait for 5 years since the previous welcome bonus….
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American Express Business Gold Card Review 2024.10 Update: There is a new wave of 250k offer stable links. See application link below, these links are provided by users from US Card Forum. 2024.9 Update: The 200k offer stable links are expired. Currently there’s a 175k offer. The links in our forum that we allow to post (see application link below) show 175k…
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American Express Green Card Review 2024.10 Update: The $100 LoungeBuddy Credit benefit is removed for new applicants, and for existing cardholders have until January 13, 2025 to use the credit. This is not surprising, because LoungBuddy itself is going to be closed very soon. This move makes it harder to justify AmEx Green’s annual fee. 2023.8 Update: The 60k+$200 offer is ending…
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World of Hyatt Business Credit Card Review 2024.8 Update: The new offer is 60k+15k. The latter 15k requires $12k spending in 6 months, which is quite a lot. It may or may not be worth it to do the latter part for you. 2024.3 Update: There’s only the normal 60k offer now. 2024.1 Update: The new offer is 60k+15k. The…
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Ink Business Preferred® Credit Card Review 2024.9 Update: The 120k offer is expired. The current offer is 90k. 2024.7 Update: The new offer is 120k, with $8k spending requirement. This is the best offer on this card. 2023.7 Update: The new offer is 100k, with $8k spending requirement (down from $15k spending requirement). Application Link Chase Ink Preferred (CIP) Benefits…
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Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
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Introduction From consumer spending to miles and points, it is tough to currently identify any market where a currency brings you more value today than a year ago. Inflation crushes purchasing power and in an inflationary environment “cash is trash,” leaving many wondering what to do with their savings account or emergency fund. The US Treasury offers a product called…
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[2021.08 – We have updated the text and table after finding an errant calculation in our source spreadsheet. Thanks to our readers for bringing this to our attention. However, now the “inflation” is worse than we originally posted!] Introduction The economic concept of inflation is defined as the decline of purchasing power of a given currency over time. This effectively…
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2021.8 Update: Data points are starting to trickle in on Reddit and DoC showing that fixed APR applications are no longer bypassing the Chase 5/24 rule. This includes Green Star/Black Star “Selected for You” and Pre-approved/Pre-qualified offers that would show up on the Chase app and website. The result of submitting an application is immediate denial and no evidence of…
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Chase has implemented a number of positive changes to both the Sapphire Reserve and Sapphire Preferred cards, which go into effect today (August 16, 2021). There will be no immediate impact to the annual fee for either card. The changes identified below will be available immediately to new account holders and apply to existing accounts after the annual cardmember anniversary….
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Blue Business® Plus Credit Card from American Express Review 2023.10 Update: The new public offer is 15k. 2023.6 Update: There’s no welcome offer on this card now. 2021.7 Update: The new public offer is 15k (increased from 10k). Application Link AmEx Blue Business Plus AmEx Blue Business Plus 50k Targeted Offer. If you see “This offer is no longer available”…
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Introduction If you are involved with this hobby for long enough, you will start to run out of credit card products from the big issuers that you can apply for. This is the time when you should start branching out and finding other issuers. Below is a compilation of credit cards issued by smaller banks and credit unions. If there…
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Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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