One table to show the policies of premium credit cards:
| CSR | Prestige | Platinum/PRG | Ritz-Carlton | |
|---|---|---|---|---|
| Annual credit | $300 | $250 | $200/$100 | $300 |
| The boundary of the "year" | December Statement Date | December Statement Date | January 1st | January 1st |
| How to get the credit | Automatically | Automatically | First enroll and choose an airline, then automatically | You have to contact customer service representatives |
| When will the credit post | Within a few days | Next statement date | From a few days to several weeks | Within a few days after contact |
| MPX | No | No | ??? | No |
| Air tickets and award ticket fees | Yes | Yes | No | YMMV |
| Airline GC | Yes | Yes | Yes | YMMV |
| Lounge day pass, seat upgrades, baggage fees, in-flight Internet/entertainment, in-flight meals | Yes | Yes | Yes | Yes |
| Hotel, car rental and other travel expenses | Yes | No | No | No |
Note1: YMMV means Your Mileage May Vary.
Note2: The statement date is NOT the due date. The statement date is always due date minus 1 month plus 3 days for Chase.
Note3: We don’t see AmEx give air credit to MPX purchases since Nov 23, 2016, the day that AmEx Platinum link is leaked. But it is too early to give a conclusion now. Let’s wait and see. The boundary of “year” is Jan 1st, so we still have time.
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