Chase United MileagePlus Rewards Credit Card Review
Contents
Application Link
- This card no longer accepts new applications.
Benefits
- Get 25% bonus miles on MileagePlus X purchases. (You don’t have to use this card to make the purchase; instead, you will get the bonus as long as you have this card under your UA account.)
- More award availability (XN cabin) with this card.
- No annual fee.
Disadvantages
- You can only earn 1 mile per $2 spent.
- You will never get a Visa Signature level card even if you credit limit has met the $5000 requirement.
- There’s no “miles never expire” benefit (UA Explorer card has this benefit so you UA miles won’t expire even if you don’t make any purchases as long as you have UA Explorer).
- There’s no free checked bag, priority boarding etc. benefits.
- It has foreign transaction fee, so it's not a good choice outside the US.
Summary
If you applied for Chase UA Explorer and Chase UA Club because of high sign up bonus, and don’t want to pay for their annual fees after the first year, then this card is your best downgrade option. By downgrading to this card, you can not only keep your card credit history, but also continue to enjoy the 25% MPX bonus and the ability to see XN availability. XN cabin is the award ticket cabin reserved for UA card holders, so you can see more availability when redeeming UA miles than other people.
This table is a summary of major compare & contrast between this card and the UA Explorer card.
| Chase UA Explorer | Chase UA Rewards | |
|---|---|---|
| Annual fee | $95 | $0 |
| XN cabin availability | Yes | Yes |
| 25% bonus in MPX | Yes | Yes |
| 2 United Club one time passes | Yes | No |
| First checked bag free | Yes | No |
| Group 2 boarding | Yes | No |
| 25% back on in flight purchases | Yes | No |
Related Credit Cards
Note that this card has no landing page, and you can not find it on Chase website.
- Chase United MileagePlus Rewards (this post)
- Chase United Gateway
- Chase United Explorer
- Chase United Business
- Chase United Club
- Chase United Club Business
Historical Offers Chart
This card used to be downgrade options for other UA cards, and is completely discontinued in 2020.10.
Application Link
- This card no longer accepts new applications.