Chase Sapphire Preferred/Reserve Churning Rule Changed from 24 Months to 48 Months

     2018-08-27     2018-10-21 10 Comments

Chase Summaries

Update: It seems referral links still show the old 24-month term. Get it while you can. Dead now.

Previously, Chase Sapphire Preferred (CSP) and Chase Sapphire Reserve (CSR) have a churning rule:

The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 24 months.

Today, Chase changed this term from 24 months to 48 months:

The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.

This is definitely a bad news for us! However, actually this new rule won’t affect many of us: most of us are always over 5/24 and never become eligible for a CSP or CSR anyway.

Lesson learned: just give up churning CSP/CSR. AmEx/Citi/BoA/Barclays etc. also have a lot of good credit cards!

If you like this post, don't forget to give it a 5 star rating!

[Total: 9   Average: 3.7/5]
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.