U.S. Bank Smartly™ Visa Signature® Card Review 2025.1 Update: It is clear now that if you have $100k in the brokerage account (only brokerage account balance is counted, not total balance across the bank), then its annual fee is waived. 2024.11 Update: This card is now live! Application Link US Bank Smartly Benefits Unlimited 2% cash back on every purchase…
Read more
US Bank Altitude Reserve Visa Infinite Card Review 2024.11 Update: The application links for this card is dead. It seems to have stopped new applications. At the same time, US Bank Smartly officially launched. 2024.4 Update: The terms&conditions has been updated, and this card is now churnable. You just need to wait for 5 years since the previous welcome bonus….
Read more
American Express Platinum Card for Schwab Review 2025.1 Update: The higher welcome offer is expired. The current offer is only 80k. 2024.11 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. 2022.3 Update: The +10x on restaurant and shop small part of welcome offer is expired….
Read more
Schwab Investor Card from American Express Review [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. [2021.6 Update] The $200 welcome offer has returned. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
Read more
Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
Read more
Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee), which is very confusing. 2021.5 Update: Capital…
Read more
Bilt Mastercard® Review 2024.10 Update: 2 new transfer partners: Accor (3:2) and TAP (1:1). Accor points are worth fixed 2 euro cents/point, therefore Bilt points will be worth fixed 1.33 euro cents/point or about 1.46 cents/point converted to USD in this way. 2024.10 Update: The Rent Day point cap change from 10,000 bonus points to 1,000 bonus points goes into…
Read more
Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits $75 offer: earn $75 after spending $1,500 in the first 3 months. Earn 4% cash back…
Read more
American Express Green Card Review 2024.10 Update: The $100 LoungeBuddy Credit benefit is removed for new applicants, and for existing cardholders have until January 13, 2025 to use the credit. This is not surprising, because LoungBuddy itself is going to be closed very soon. This move makes it harder to justify AmEx Green’s annual fee. 2023.8 Update: The 60k+$200 offer is ending…
Read more
Chase Aeroplan® Card Review 2025.1 Update: The higher offer is expired. Currently there’s only 60k+10k offer. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because…
Read more
The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
Read more
British Airways Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase British Airways Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value BA Avios…
Read more
Iberia Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase Iberia Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value IB Avios at 1.2 cents…
Read more
Aer Lingus Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k bonus points after $7500 spend within 6 months of account opening. Application Link Chase Aer Lingus Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value EI Avios…
Read more
MyFive Cash Rewards Review Application Link Upgrade MyFive Features Every month, you can choose one category from the following to earn 5% cash back, with a quarterly cap of $3,000: Groceries Dining Drug Stores Travel TV, Internet, and Streaming Services Cell Phone Providers Pet Care and Stores Home Utilities All other purchases earn 1% cash back. No annual fee. Disadvantages…
Read more
