Credit Cards

IHG One Rewards Premier Credit Card Review (2025.1 Update: 5FN Offer)

IHG One Rewards Premier Credit Card Review 2025.1 Update2: There’s a 5FN offer (up to 40k each). It’s not as good as the previous 5FN (up to 60k each) offer, but it’s still an OK offer, suitable for who already have specific redemption plan and knows 40k FN is enough. 2025.1 Update: The current offer is 140k or 4FN (up…
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World of Hyatt Credit Card Review (2025.1 Update: 35k Offer)

World of Hyatt Credit Card Review 2025.1 Update: The welcome offer is changed from 30k+15k to 35k+15k. It’s only 5k more points, way worse than the 5FN offer last year. Offer ends on 2025.3.6. 2024.11 Update: The 5FN offer expired. The welcome offer is now the regular 30k+15k offer. 2024.10 Update: The card is offering 5 Free Night Awards after $4000…
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Chase Freedom Unlimited® (CFU) Review (2025.1 Update: $200 or Double Cashback Offer)

Chase Freedom Unlimited® Review 2024.11 Update: The welcome offer is changed from $200 to $250. The double cashback up to $300 offer is still existing. [2025.1 Update] The $250 offer becomes $200 again. 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200 or double cashback offer with $300 cashback limit. 2024.2 Update: The double cashback…
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BoA Alaska Credit Card Review (2024.11 Update: 75k Offer)

BoA Alaska Airlines Visa Signature Card Review 2024.11 Update: The 75k offer comes back. HT: DoC. 2024.8 Update: The higher offer is expired. The current best offer is 65k. 2024.1 Update: There’s a 75k link. Application Link BoA Alaska Benefits 75k offer: earn 75,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first…
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United Club℠ Infinite Card Review (2024.11 Update: 90k Offer)

United Club℠ Infinite Card (Chase UA Club) Review 2024.11 Update: The new offer is 90k. 2024.8 Update: The higher offer is expired. The current offer is 80k. 2024.6 Update: The new offer is 90k. Card art is changed. Application Link Chase UA Club Benefits 90k offer: earn 90,000 UA Miles after spending $5,000 in the first 3 months. The recent…
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United Quest℠ Card Review (2024.11 Update: 70k Offer)

United Quest℠ Card (Chase UA Quest) Review 2024.11 Update: The new offer is 70k. 2024.8 Update: The higher offer is expired. The current offer is 60k. 2024.6 Update: The new offer is 70k. Card art is changed. Application Link Chase UA Quest Benefits 70k offer: earn 70,000 United miles + 500 Premier qualifying points after spending $4,000 in 3 months….
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United℠ Explorer Card Review (2024.11 Update: 60k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2024.11 Update: The new offer is 60k. 2024.9 Update: The higher offer is expired. The current offer is 50k. 2024.6 Update: The new offer is 60k. Card art is changed. Application Link Chase UA Explorer Benefits 60k offer: get 60,000 United miles after $3,000 spending in 3 months. The recent best offer is…
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United Gateway℠ Card Review (2024.11 Update: 30k Offer)

United Gateway℠ Card Review 2024.11 Update: The new offer is 30k. 2024.8 Update: The offer is back to 20k. 2024.6 Update: The new offer is 30k. Card art is changed. Application Link Chase UA Gateway Benefits 30k offer: earn 30,000 United miles after spending $1,000 in 3 months. This is the best offer on this card. Earn 2 miles per $1…
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Southwest Rapid Rewards® Priority Credit Card Review (2025.1 Update: 50k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Priority Benefits 40k+$400…
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Southwest Rapid Rewards® Premier Credit Card Review (2025.1 Update: 50k Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Premier (This is…
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Southwest Rapid Rewards® Plus Credit Card Review (2025.1 Update: 50k Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Plus Benefits 40k+$400…
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Chase Amazon Prime Credit Card Review (2025.1 Update: $100 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.1 Update: The new offer is $100 (no spending requirement). 2024.12 Update: The new offer is $150 (no spending requirement). 2024.11 Update: The new offer is $200 (no spending requirement). Application Link Chase Amazon Prime Benefits $100 offer: earn $100 Amazon gift card after approval, no spending requirement. (Offer is lower for non…
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US Bank Smartly Credit Card Review: 4% Cashback on Everything! (2025.1 Update)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.1 Update: It is clear now that if you have $100k in the brokerage account (only brokerage account balance is counted, not total balance across the bank), then its annual fee is waived. 2024.11 Update: This card is now live! Application Link US Bank Smartly Benefits Unlimited 2% cash back on every purchase…
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US Bank Altitude Reserve (UAR) Credit Card Review (2024.11 Update: Discontinued?)

US Bank Altitude Reserve Visa Infinite Card Review 2024.11 Update: The application links for this card is dead. It seems to have stopped new applications. At the same time, US Bank Smartly officially launched. 2024.4 Update: The terms&conditions has been updated, and this card is now churnable. You just need to wait for 5 years since the previous welcome bonus….
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AmEx Platinum Card for Schwab Review (2025.1 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.1 Update: The higher welcome offer is expired. The current offer is only 80k. 2024.11 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. 2022.3 Update: The +10x on restaurant and shop small part of welcome offer is expired….
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