Bank Feature Summaries

AmEx Begins To Add Family Language: Higher Annual Fees Cards Will Affect The Welcome Offers On Lower Annual Fee Ones In The Same Family Series!​ (2024.2 Update: Green Card Joined)

2024-02-11 2024-02-11 15 Comments

[2024.2 Update] AmEx Green card joined. Having held Gold or Platinum will affect the eligibility of Green card. [2023.12 Update] Marriott Co-branded cards joined. Having held Marriott Brilliant will affect the eligibility of Marriott Bevy card. [2023.10 Update] We initially thought that this family language limitation would first be implemented on co-branded cards, especially since it started with the Delta…
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AmEx Summaries

One Table To Help You Understand Marriott Bonvoy Co-branded Cards Welcome Offer Eligibility (2023.2 Update: Major New Restrictions)

2023-02-13 2023-02-13 38 Comments

[2023.2 Major Update] USCardForum user juanxincai noticed that major new restrictions are now applied to some of the Marriott co-branded cards. On AmEx Marriott Brilliant, the new terms read: Basically it says if you have or have had any of the Chase Marriott co-branded cards in the past 30 days, you are not eligible for the welcome offer for this AmEx…
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AmEx Summaries, Chase Summaries

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What Is Chase 5/24 Rule and How to Bypass It (2021.8 Update: Fixed APR, Green/Black Star Offers No Longer Bypassing 5/24)

and 2021-08-19 2021-08-19 238 Comments

2021.8 Update: Data points are starting to trickle in on Reddit and DoC showing that fixed APR applications are no longer bypassing the Chase 5/24 rule. This includes Green Star/Black Star “Selected for You” and Pre-approved/Pre-qualified offers that would show up on the Chase app and website. The result of submitting an application is immediate denial and no evidence of…
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Chase Summaries

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Earn Additional $200 Statement Credits at Select Home Furnishing Stores via Amex Referral Links!

2021-03-11 2021-03-11 9 Comments

American Express is giving a lot these days. We’re seeing highest ever offer on Platinum card now, as well as extra benefits on many cards they announced at the beginning of 2021. Now they’re offering better signup bonus offers on many cards via referral links! As shown above, you can earn an extra $200 credits on eligible purchases at select…
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AmEx Summaries

AmEx Clawed Back Airline Fee Credit from Some People!

2020-02-25 2020-02-25 4 Comments

AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
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AmEx Summaries

AmEx Marriott Bonvoy Brilliant Credit Card Double Dip Opportunity!

2019-12-11 2021-03-26 3 Comments

With American Express continuing to target more and more users with an all time best offer to upgrade to the Marriott Bonvoy Brilliant American Express Credit Card, I thought I would highlight something I found recently regarding the $300 Marriott Statement Credit. When I upgraded back in November 2018 I shortly after made some purchases totaling $251.52 that were quickly…
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AmEx Summaries

“Stud Card”: How to See Increased Sign-up Bonuses from AmEx (via Incognito Mode) from Referral Links (2020.2 Update: No Longer A Valid Concept)

2019-06-03 2020-06-02 78 Comments

2020.2 Update: It seems the concept of “stud card” is no longer valid. All amex cards have the same effect now. 2019.5 Update: According to data points on reddit, AmEx Biz Gold and Biz Platinum now become “stud cards” as well. They have the highest referral bonuses, so if you have them, they are the best cards to generate referral…
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AmEx Summaries

10k AmEx MR Per Account with Pay Over Time (Non-Unique Link + Offer Code)

2019-03-13 2019-05-09 12 Comments

  [2019/03/13 Update] – I just received another mailer for a Business Gold card with a new link to try if you have been unsuccessful enrolling thus far. AmEx is sending out physical mailers for a promotional offer where charge card holders can earn 10,000 MR points per account by enrolling in the  “Pay Over Time” feature. There are no additional…
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AmEx Summaries

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List of Recently Launched Good Credit Cards (2018.12 Update)

2018-12-26 2018-12-26 4 Comments

2018.12 Update: 2018 will end soon, so this post is updated accordingly. Things change fast in the credit card game. There are always some cards discontinued every year, and there are also some good new cards launched every year. In this post, a list of recently launched good credit cards are presented in chronological order. The definition of “good” is subjective,…
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Bank Feature Overviews