physixfan 2020-08-15 2024-11-01
Our blog has a sign-up bonus rank that lists the best cards in terms of first year value. However, some friends complained to me: the credit cards in that rank are all related to airlines or hotels, I don’t travel a lot, are there some credit card offers easier to deal with? Indeed, most good credit card bonuses are travel related, what you earn are points/miles, and usually you need to spend some time to do some research in order to maximize their values. For casual gamers, actually there are also some decent offers, and this post is the specific rank for you!
This rank is designed for casual gamers who are not willing do dig into the miles/points maximization, and hardcore gamers please go to the normal rank instead. In this rank, we value airline miles and hotel points at 0; some bank points can be used to book any airlines or hotels at a fixed value, so we use that value to calculate. For example, we use 1.0 cent/point for Chase Freedom UR; we use 1.25 cents/point for CSP UR; we use 1.0 cent/point for AmEx Everyday MR. Airline incident credits are not included if you have to accumulate Gift Cards to obtain them; but easy travel credits that reimburse any travel purchases automatically is included, such as the one for CSR. If you turn on the “Hide Points Only for Travel Expenses” button, then the results will only consider cash value. For example, we use 1.0 cent/point for CSP; we use 0.5 cents/point for AmEx Everyday.
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The first year value is about $1,850. Sign-up bonus: 2,000. Spending requirement: $30,000 in 3 months. The points are worth about 1 cents/point. $150 annual fee, NOT waived for the first year. The first year value is about $1,705. Sign-up bonus: 200,000 Membership Rewards (MR) Points. Spending requirement: $15,000 in 3 months. The points are worth about 1 cents/point. $295 annual fee, NOT waived for the first year. The first year value is about $1,155. Sign-up bonus: 100,000 Ultimate Rewards (UR) Points. Spending requirement: $15,000 in 3 months. The points are worth about 1.25 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $1,105. Sign-up bonus: 150,000 Capital One (C1) Points. Spending requirement: $30,000 in 3 months. The points are worth about 1 cents/point. $395 annual fee, NOT waived for the first year. The first year value is about $955. Sign-up bonus: 60,000 Ultimate Rewards (UR) Points + $300. Spending requirement: $4,000 in 3 months. The points are worth about 1.25 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $900. Sign-up bonus: 900. Spending requirement: $7,500 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $805. Sign-up bonus: 1,000. Spending requirement: $10,000 in 3 months. The points are worth about 1 cents/point. $195 annual fee, NOT waived for the first year. The first year value is about $801. Sign-up bonus: which is worth about $900. Spending requirement: $4,000 in 3 months. The points are worth about 0 cents/point. $99 annual fee, NOT waived for the first year. The first year value is about $800. Sign-up bonus: 80,000 Brex Points. Spending requirement: $9,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $750. Sign-up bonus: 750. Spending requirement: $7,500 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $750. Sign-up bonus: 75,000 Ultimate Rewards (UR) Points. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $750. Sign-up bonus: 75,000 Ultimate Rewards (UR) Points. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $750. Sign-up bonus: 75,000 US Bank Altitude Go/Connect Points. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $750. Sign-up bonus: 750. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $710. Sign-up bonus: 60,000 Ultimate Rewards (UR) Points. Spending requirement: $4,000 in 3 months. The points are worth about 1.5 cents/point. You can get $360 travel credit (easy) plus Doordash credit once in the first year. $550 annual fee, NOT waived for the first year. The first year value is about $675. Sign-up bonus: 50,000 US Bank Altitude Reserve Points. Spending requirement: $4,500 in 3 months. The points are worth about 1.5 cents/point. You can get $325 travel credit (easy) once in the first year. $400 annual fee, NOT waived for the first year. The first year value is about $655. Sign-up bonus: 75,000 Capital One (C1) Points. Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $655. Sign-up bonus: 75,000 ThankYou Points (TYP). Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $555. Sign-up bonus: 75,000 US Bank Altitude Go/Connect Points. Spending requirement: $10,000 in 3 months. The points are worth about 1 cents/point. $195 annual fee, NOT waived for the first year. The first year value is about $505. Sign-up bonus: which is worth about $630. Spending requirement: $6,000 in 6 months. The points are worth about 0 cents/point. $125 annual fee, NOT waived for the first year. The first year value is about $505. Sign-up bonus: 60,000 BoA Points. Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $500. Sign-up bonus: 500. Spending requirement: $5,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $500. Sign-up bonus: 500. Spending requirement: $4,500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $500. Sign-up bonus: 50,000 Capital One (C1) Points. Spending requirement: $4,500 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $500. Sign-up bonus: 500. Spending requirement: $5,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $411. Sign-up bonus: 50,000 . Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $89 annual fee, NOT waived for the first year. The first year value is about $355. Sign-up bonus: 75,000 Capital One (C1) Points. Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $395 annual fee, NOT waived for the first year. The first year value is about $331. Sign-up bonus: 40,000 WN Miles + which is worth about $400. Spending requirement: $3,000 in 4 months. The points are worth about 0 cents/point. $69 annual fee, NOT waived for the first year. The first year value is about $301. Sign-up bonus: 40,000 WN Miles + which is worth about $400. Spending requirement: $3,000 in 4 months. The points are worth about 0 cents/point. $99 annual fee, NOT waived for the first year. The first year value is about $300. Sign-up bonus: 45,000 Membership Rewards (MR) Points. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $150 annual fee, NOT waived for the first year. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 30,000 BoA Points. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $251. Sign-up bonus: 40,000 WN Miles + which is worth about $400. Spending requirement: $3,000 in 4 months. The points are worth about 0 cents/point. $149 annual fee, NOT waived for the first year. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $3,000 in 6 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $3,000 in 6 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $250. Sign-up bonus: 25,000 BoA Points. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 25,000 Ultimate Rewards (UR) Points. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: one purchase in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $225. Sign-up bonus: $225. Spending requirement: $1,500 in 3 months. The points are worth about 0 cents/point. $0 annual fee. The first year value is about $215. Sign-up bonus: 30,000 FlexPoints. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $85 annual fee, NOT waived for the first year. The first year value is about $205. Sign-up bonus: 30,000 Membership Rewards (MR) Points. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $205. Sign-up bonus: $300. Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 75,000 BoA Points. Spending requirement: $5,000 in 3 months. The points are worth about 1 cents/point. $550 annual fee, NOT waived for the first year. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 Capital One (C1) Points. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 Capital One (C1) Points. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: one purchase in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 Ultimate Rewards (UR) Points. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 ThankYou Points (TYP). Spending requirement: $1,500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 ThankYou Points (TYP). Spending requirement: $1,500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 US Bank Altitude Go/Connect Points. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $200. Sign-up bonus: 20,000 US Bank Altitude Go/Connect Points. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $195. Sign-up bonus: 25,000 FlexPoints. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $55 annual fee, NOT waived for the first year. The first year value is about $155. Sign-up bonus: 25,000 Membership Rewards (MR) Points. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $155. Sign-up bonus: 250. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $150. Sign-up bonus: 15,000 Membership Rewards (MR) Points. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $1,850. Sign-up bonus: 2,000. Spending requirement: $30,000 in 3 months. The points are worth about 1 cents/point. $150 annual fee, NOT waived for the first year. The first year value is about $905. Sign-up bonus: 200,000 Membership Rewards (MR) Points. Spending requirement: $15,000 in 3 months. The points are worth about 0.6 cents/point. $295 annual fee, NOT waived for the first year. The first year value is about $905. Sign-up bonus: 100,000 Ultimate Rewards (UR) Points. Spending requirement: $15,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $900. Sign-up bonus: 900. Spending requirement: $7,500 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $805. Sign-up bonus: 1,000. Spending requirement: $10,000 in 3 months. The points are worth about 1 cents/point. $195 annual fee, NOT waived for the first year. The first year value is about $805. Sign-up bonus: 60,000 Ultimate Rewards (UR) Points + $300. Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $801. Sign-up bonus: which is worth about $900. Spending requirement: $4,000 in 3 months. The points are worth about 0 cents/point. $99 annual fee, NOT waived for the first year. The first year value is about $800. Sign-up bonus: 80,000 Brex Points. Spending requirement: $9,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $750. Sign-up bonus: 750. Spending requirement: $7,500 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $750. Sign-up bonus: 75,000 Ultimate Rewards (UR) Points. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $750. Sign-up bonus: 75,000 Ultimate Rewards (UR) Points. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $750. Sign-up bonus: 75,000 US Bank Altitude Go/Connect Points. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $750. Sign-up bonus: 750. Spending requirement: $6,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $555. Sign-up bonus: 75,000 US Bank Altitude Go/Connect Points. Spending requirement: $10,000 in 3 months. The points are worth about 1 cents/point. $195 annual fee, NOT waived for the first year. The first year value is about $505. Sign-up bonus: which is worth about $630. Spending requirement: $6,000 in 6 months. The points are worth about 0 cents/point. $125 annual fee, NOT waived for the first year. The first year value is about $500. Sign-up bonus: 500. Spending requirement: $5,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $500. Sign-up bonus: 500. Spending requirement: $4,500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $500. Sign-up bonus: 500. Spending requirement: $5,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $355. Sign-up bonus: 150,000 Capital One (C1) Points. Spending requirement: $30,000 in 3 months. The points are worth about 0.5 cents/point. $395 annual fee, NOT waived for the first year. The first year value is about $331. Sign-up bonus: 40,000 WN Miles + which is worth about $400. Spending requirement: $3,000 in 4 months. The points are worth about 0 cents/point. $69 annual fee, NOT waived for the first year. The first year value is about $301. Sign-up bonus: 40,000 WN Miles + which is worth about $400. Spending requirement: $3,000 in 4 months. The points are worth about 0 cents/point. $99 annual fee, NOT waived for the first year. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $300. Sign-up bonus: 300. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $280. Sign-up bonus: 75,000 Capital One (C1) Points. Spending requirement: $4,000 in 3 months. The points are worth about 0.5 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $280. Sign-up bonus: 75,000 ThankYou Points (TYP). Spending requirement: $4,000 in 3 months. The points are worth about 0.5 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $251. Sign-up bonus: 40,000 WN Miles + which is worth about $400. Spending requirement: $3,000 in 4 months. The points are worth about 0 cents/point. $149 annual fee, NOT waived for the first year. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $3,000 in 6 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $3,000 in 6 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 50,000 Capital One (C1) Points. Spending requirement: $4,500 in 3 months. The points are worth about 0.5 cents/point. $95 annual fee, waived for the first year. The first year value is about $250. Sign-up bonus: 25,000 Ultimate Rewards (UR) Points. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: one purchase in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $250. Sign-up bonus: 250. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $225. Sign-up bonus: $225. Spending requirement: $1,500 in 3 months. The points are worth about 0 cents/point. $0 annual fee. The first year value is about $215. Sign-up bonus: 30,000 FlexPoints. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $85 annual fee, NOT waived for the first year. The first year value is about $205. Sign-up bonus: $300. Spending requirement: $4,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $3,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: one purchase in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 Ultimate Rewards (UR) Points. Spending requirement: $500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,500 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 20,000 US Bank Altitude Go/Connect Points. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, waived for the first year. The first year value is about $200. Sign-up bonus: 20,000 US Bank Altitude Go/Connect Points. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $200. Sign-up bonus: 200. Spending requirement: $1,000 in 3 months. The points are worth about 1 cents/point. $0 annual fee. The first year value is about $195. Sign-up bonus: 25,000 FlexPoints. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $55 annual fee, NOT waived for the first year. The first year value is about $155. Sign-up bonus: 250. Spending requirement: $2,000 in 3 months. The points are worth about 1 cents/point. $95 annual fee, NOT waived for the first year. If you like this post, don't forget to give it a 5 star rating!
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