BBVA Compass NBA American Express Card Review
2016.12 Update: Now the branches stopped accept applications, too. This card is discontinued.
Contents
Application Link
- This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits.
Benefits
- Earn 5% cash back on all purchases during the NBA All-Star Weekend and two weeks of the NBA finals, 3% cash back on qualifying NBA tickets, NBA in-stadium purchases, and NBAStore.com purchases, 2% cash back at supermarkets and gas stations, 1% cash back on all other purchases.
- Choose your favorite NBA team as your card design!
- No annual fee!
Disadvantages
- You must be a U.S. citizen to qualify for this card.
- 2016.4 Update: The 5% cashback will have a cap starting from 2016.7.1. Only the first $5000 spending will earn 5% cashback per event.
- The custom services of BBVA Compass Bank is not as good as that of other major banks.
- There is no way to setup auto pay online. You need to send email, fax, or mail a form to authorize auto pay, see this post for details.
- It has foreign transaction fee, so it's not a good choice outside the US.
Recommended Application Time
- This bank doesn’t care about the number of recent hard pulls.
- We recommend you apply for this card after you have a credit history of at least one year.
Summary
This card was fantastic in the past when it can earn unlimited 5% cashback twice a year. But now, you can only earn 5% cashback for the first $5000 spending per event (A max of $500 per year). There are a lot of disadvantages, so basically I would not recommend that you apply for it any more.
Historical Offers Chart
This card is discontinued in 2016.12.
Application Link
- This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits.