大家等待已久的合并后万豪新卡终于有消息了：Amex 和 Chase 将共同发行新的信用卡！今早Flyertalk用户JK分享了他看到的消息：
AmEx Scores a Starwood Win as Marriott Opts for Dual Issuers
- AmEx and JPMorgan will share the business, debut new products
- For now, both companies will retain existing portfolios, cards
By Jenny Surane
(Bloomberg) — American Express Co. inked another co-brand deal, winning dual-issuing rights with JPMorgan Chase & Co. for Marriott International Inc.’s suite of cards.
Marriott will introduce new co-branded products next year, with AmEx providing super-premium and small-business cards and JPMorgan offering mass-consumer and premium-consumer cards, the three companies said in a statement on Tuesday. In the meantime, both issuers will retain their existing portfolios and continue to offer their current products.
“We expect our loyalty program members, owners and franchisees, and our shareholders will see significant incremental benefits from these new agreements,” Arne Sorenson, Marriott’s chief executive officer, said in the statement.
The deal puts months of speculation about the fate of AmEx’s popular Starwood Preferred Guest cards to rest. Investors feared that Marriott’s acquisition of Starwood Hotels & Resorts Worldwide Inc. would put AmEx’s Starwood partnership — which accounts for 5 percent of the company’s loans and 2 percent of total spending on the firm’s cards — at risk. Marriott has long had its own co-brand deal with JPMorgan, the largest U.S. credit-card lender, and Visa Inc., the world’s biggest payments network.
Combining Programs
Marriott still intends to combine its loyalty programs into a single platform for its 100 million members by late next year, the company said in the statement. Merchants like Marriott have benefited from increased co-brand card competition, as issuers and networks lower their fees and offer up more perks to win the lucrative deals.
“Marriott’s co-brand credit cards have been a meaningful contributor to the success of Marriott’s loyalty programs and a sign of the extraordinary value of our portfolio of brands,” Sorenson said in the statement.
Still, co-brand credit cards are facing increasingly stiff competition from banks’ proprietary products, including the AmEx Platinum and JPMorgan’s Sapphire Reserve, which drew so many applicants during its 2016 debut that the company temporarily ran out of materials to mint the card.
The Marriott deal is another win for outgoing American Express CEO Ken Chenault, who will step down in February. In June, the company also won exclusive rights to issue credit cards for Hilton Worldwide Holdings Inc., ending an agreement in which it shared the business with Citigroup Inc. AmEx’s shares had struggled after the company lost a bidding war to Citigroup for Costco Wholesale Corp.’s card portfolio and failed to renew its partnership with JetBlue Airways Corp. in 2015.
在合并的新项目里：
- Amex将发行高端个人卡和商业卡（$450年费和商业卡？）
- Chase将发行中低端个人卡（无年费和$95年费卡？）
- 双方目前的持卡用户都不会被砍掉
说起来之前真的是大家都没觉得会两方共同发卡。而且确实也满足之前传闻的3个等级卡的消息，如此看来确实还不错！目前的SPG和万豪卡各位愿意的话应该可以都保留，同时也有新的卡让大家选择，但是接下来还有两个问题估计短时间内暂时不会有明确答案：
- 有过SPG之后影响拿新卡奖励吗？我猜测可以，毕竟现在的SPG是$95年费，按照新闻讲新卡是$450年费的高端卡，在Amex现有体系里$95和$450年费的卡是不影响开卡奖励的（Delta系列），所以这个应该不是问题
- Chase新卡受524影响吗？我猜很大可能要，目前的万豪卡是受影响的，栗子卡虽然不受影响但是这个档次的卡以后是归Amex发行了。
让我们拭目以待更多新卡的细节发布吧！Stay tuned！