PSA: Activate Your 5% Bonus Categories for 2025 Q1 Now!

2024.12 Update: 2025 Q1 (Jan., Feb., Mar.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months).  If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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Amex Business Platinum Card Review (2024.12 Update: 250k Offer; New Benefit $200 Hilton Credit)

The Business Platinum Card from American Express Review 2024.12 Update: This card has added a new benefit: a $200 Hilton credit ($50 quarterly). It seems enrollment requires a Hilton for Business account. Although the quarterly credit setup is quite annoying, more perks without an increase in annual fee is always a good thing. 2024.10 Update: There is a new wave of…
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Chase Freedom Unlimited® (CFU) Review (2024.11 Update: $250 or Double Cashback Offer)

Chase Freedom Unlimited® Review 2024.11 Update: The welcome offer is changed from $200 to $250. The double cashback up to $300 offer is still existing. 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200 or double cashback offer with $300 cashback limit. 2024.2 Update: The double cashback with no limit offer is expired. The current…
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BoA Alaska Credit Card Review (2024.11 Update: 75k Offer)

BoA Alaska Airlines Visa Signature Card Review 2024.11 Update: The 75k offer comes back. HT: DoC. 2024.8 Update: The higher offer is expired. The current best offer is 65k. 2024.1 Update: There’s a 75k link. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Benefits 75k offer: earn 75,000 Alaska Miles after spending…
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United Club℠ Infinite Card Review (2024.11 Update: 90k Offer)

United Club℠ Infinite Card (Chase UA Club) Review 2024.11 Update: The new offer is 90k. 2024.8 Update: The higher offer is expired. The current offer is 80k. 2024.6 Update: The new offer is 90k. Card art is changed. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsHistorical Offers ChartApplication Link Application Link Chase UA Club Benefits 90k offer: earn 90,000 UA…
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United Quest℠ Card Review (2024.11 Update: 70k Offer)

United Quest℠ Card (Chase UA Quest) Review 2024.11 Update: The new offer is 70k. 2024.8 Update: The higher offer is expired. The current offer is 60k. 2024.6 Update: The new offer is 70k. Card art is changed. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase UA Quest Benefits 70k offer: earn 70,000 United…
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United℠ Explorer Card Review (2024.11 Update: 60k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2024.11 Update: The new offer is 60k. 2024.9 Update: The higher offer is expired. The current offer is 50k. 2024.6 Update: The new offer is 60k. Card art is changed. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase UA Explorer Benefits 60k offer: get 60,000 United…
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United Gateway℠ Card Review (2024.11 Update: 30k Offer)

United Gateway℠ Card Review 2024.11 Update: The new offer is 30k. 2024.8 Update: The offer is back to 20k. 2024.6 Update: The new offer is 30k. Card art is changed. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Chase UA Gateway Benefits 30k offer: earn 30,000 United miles after spending $1,000 in 3 months. This is the best…
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Southwest Rapid Rewards® Priority Credit Card Review (2024.11 Update: 40k+$400 Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.10 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade…
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Southwest Rapid Rewards® Premier Credit Card Review (2024.11 Update: 40k+$400 Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.10 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade…
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Southwest Rapid Rewards® Plus Credit Card Review (2024.11 Update: 40k+$400 Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.10 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade…
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Chase Amazon Prime Credit Card Review (2024.12 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2024.12 Update: The new offer is $150 (no spending requirement). 2024.11 Update: The new offer is $200 (no spending requirement). 2024.10 Update: The new offer is $150 (no spending requirement). ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon gift card…
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US Bank Smartly Credit Card Review: 4% Cashback on Everything! (Live Now!)

U.S. Bank Smartly™ Visa Signature® Card Review 2024.11 Update: This card is now live! ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Smartly Benefits Unlimited 2% cash back on every purchase + up to an additional 2% cash back when paired with a US Bank savings account or investment account, no cap: Earn a total of…
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US Bank Altitude Reserve (UAR) Credit Card Review (2024.11 Update: Discontinued?)

US Bank Altitude Reserve Visa Infinite Card Review 2024.11 Update: The application links for this card is dead. It seems to have stopped new applications. At the same time, US Bank Smartly officially launched. 2024.4 Update: The terms&conditions has been updated, and this card is now churnable. You just need to wait for 5 years since the previous welcome bonus….
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