The New IHG One Rewards Premier Credit Card Review [2026.10 Update] We see a major revamp of this card today. Most of the changes are positive, although the annual fee has increased to $150. The current welcome offer is 180k IHG points after spending $3,000 in the first three months, plus another 10k points for adding an authorized user. Here…
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The New IHG One Rewards Business Credit Card Review [2026.10 Update] The IHG One Rewards Business Card got a fairly significant refresh today. The annual fee has increased to $200, while the current welcome offer is 190k IHG points. Here are the main changes: Cap of FN has increased from 40k to 50k, including both the annual anniversary FN and…
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The New IHG One Rewards Credit Card Review [2026.10 Update] The no-annual-fee IHG card receives a refresh today. It remains $0 annual fee and is currently offering an all-time-high welcome bonus of 125k IHG points. But now the fourth-night-free benefit will require $5,000 in annual spending to unlock. Here are the main changes: Fourth Night Free: Starting in 2027, you…
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[2026.10 Update] Starting in 2027, the Bilt-to-Hyatt transfer ratio will be reduced from 1:1 to 4:3. Source: TPG. Not long ago, Chase Sapphire Preferred (CSP) also reduced its Hyatt transfer ratio to 4:3, and now it’s Bilt’s turn. Hyatt has long been one of the best transfer partners for Bilt points, but unfortunately, that sweet spot won’t last much longer….
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Citi Strata Premier℠ Card Review [2026.9 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers and additional $150 cashback. [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.7 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers an additional $100 cashback. Note…
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Earning credit card signup bonuses is one of the best ways to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed at how many free…
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Southwest® Rapid Rewards® Premier Business Credit Card Review [2026.9 Update] The new welcome offer is 80k. [2025.7 Update] This card is completely renewed, and the annual fee is increased from $99 to $149. The new benefits are marked with [New] below. [2025.1 Update] The higher offer is expired. There’s only 60k offer now. [2024.6 Update] The new offer is 60k+60k, the latter part…
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X Money Bank Account Review [2026.9 Update3] Previously, this account required a paid subscription, but now all X users in the U.S. can apply! You can find the source here. This sounds too good to be true: no annual fee, and all you need is direct deposit to earn 6% APY. That’s definitely not sustainable. My guess is that this…
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Chase Freedom Flex® Credit Card Review [2026.9 Update] The new welcome bonus is $250 limited time offer, along with the following changes: The foreign transaction fee (FTF) has been eliminated. Cell phone protection has been discontinued. Points Boost is now available for UR point redemptions, offering up to a 10% boost on select hotel bookings. This is pretty useless—even with the…
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Citi has suddenly changed its welcome bonus eligibility terms, introducing AmEx-style “once-in-a-lifetime” language. Here’s an example from the Citi Strata Premier: New account bonus offer is not available if you currently have or previously had a Citi Strata Premier® or a Citi Premier® account. You also may not be eligible for the new account bonus offer based on a number…
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There’s a new No Lifetime Language (NLL) link for AmEx Platinum with 175k welcome offer! https://www.americanexpress.com/en-us/credit-cards/apply/personal/platinum-card/92222-9-0 This link was originally posted on USCardForum in a hidden category by qazmlp and cowboy. Later on it was reposted everywhere, so now we also publicly post it here. Enjoy!
[2026.9 Update] JL is now a transfer partner of Citi TYP points at ratio 1:1. [2026.3 Update] MR->CX transfer ratio is lowered from 1:1 to 1:0.8 starting from 2026.3.1. [2025.9 Update] JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. [2025.5 Update] JL is now a transfer…
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Chase Sapphire Reserve® (CSR) Review [2026.9 Update] Starting Oct. 1, 2026, the DoorDash benefit will be improved from the current monthly setup of [one $5 restaurant coupon + two $10 non-restaurant coupons] to [one $15 coupon valid on all eligible orders + two $10 non-restaurant coupons], for a total of $35 per month ($420 per year). The updated coupons offer both…
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Chase Sapphire Reserve for Business℠ Credit Card Review [2026.9 Update] This card will receive the following enhancements: the Chase The Edit credit is currently $500 per year, issued as two $250 credits, that can be used at any point throughout the year. Starting January 1, 2027, the benefit will increase to $1,000 per year, issued as four $250 credits, that…
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2026.9 Update: 2026 Q4 (Oct., Nov., Dec.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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