US Credit Card Guide - Let the banks pay for our trips!

Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.10 Update: New Transfer Partner EY 1:1)

physixfan 2025-10-09 2025-10-09 70 Comments

Bilt Mastercard® Review 2025.10 Update: New transfer partner: Etihad Airways (EY). The transfer ratio is 1:1. 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to…
Read more

Wells Fargo

Metal Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

Citi Strata Elite Credit Card Review (2025.10 Update: 100k Offer!)

physixfan 2025-10-08 2025-10-08 3 Comments

Citi Strata Elite℠ Card Review 2025.10 Update: The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 100k Welcome Bonus: Earn 100,000 ThankYou Points (TYP) after spending $6,000 within the first 3 months of account opening. This is the best offer on this card. We value TYP at…
Read more

Citibank

Citibank, No Foreign Transaction Fee, Premium Credit Card, ThankYou Points (TYP)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.10 Update: 80k Offer Still Alive!)

physixfan 2025-10-03 2025-10-03 140 Comments

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.10 Update: The previous 80k offer link is expired, but at the same time there’s an in flight 80k offer. You can ask a cabin crew for a code when you fly AA, or you can just enter 000000 to apply. 2025.7 Update: The new offer is 80! This is the…
Read more

Citibank

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

HSBC Premier Checking Account (2025.10 Update: $1,000-$3,500 Offer)

physixfan 2025-10-03 2025-10-03 26 Comments

HSBC Premier Checking Account Review 2025.10 Update: The new account opening bonus is $1,000/$2,500/$3,500, you need to deposit $150k/$250k/$500k. If you open a premier relationship savings account, then you get 3.75% APY currently, so it’s not a terrible deal for putting your money here. 2025.7 Update: The new welcome offer is $1,500, which requires both DD and $100k deposit. The…
Read more

Checking Accounts

Checking Accounts, HSBC

AmEx Hilton Business Credit Card Review (2025.10 Update: 175k Offer)

physixfan 2025-10-03 2025-10-03 38 Comments

The Hilton Honors American Express Business Card Review 2025.10 Update: The 175k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] Application Link AmEx Hilton Business Benefits 175k…
Read more

AmEx Business Card

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Foreign Transaction Fee

Wells Fargo Everyday Checking Account Review (2025.10 Update: $425 Offer!)

physixfan 2025-10-02 2025-10-02 11 Comments

Wells Fargo Everyday Checking Account Review 2025.10 Update: The new offer is $425! Application Link Wells Fargo Everyday Checking Benefits New Checking Account Bonus: $425! See below for the requirements to get this bonus. Offer ends on 2025.11.18. There is a monthly maintenance fee of $10. You can avoid this by following the steps below. No early termination fee. Wells Fargo…
Read more

Checking Accounts

Checking Accounts, Wells Fargo

AmEx Hilton Aspire Credit Card Review (2025.10 Update: 175k Offer)

physixfan 2025-10-01 2025-10-03 53 Comments

The Hilton Honors American Express Aspire Card Review 2025.10 Update: The 175k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. [Expired] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after you spend $6,000 within the first 6 months. The recent best offer is 180k….
Read more

AmEx

American Express (AmEx), Hilton Honors, No Foreign Transaction Fee, Premium Credit Card

Best Credit Card Signup Bonus Offers in Oct 2025

physixfan 2025-09-29 2025-10-01 107 Comments

Earning credit card signup bonuses is one of the best ways to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed at how many free…
Read more

Credit Cards Comparison

Best Sign-Up Bonus

Marriott Bonvoy Boundless® Credit Card Review (2025.9 Update: 125k+1FN Offer)

ThunderFat 2025-09-26 2025-09-26 58 Comments

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 20259 Update: The new offer is 125k+1FN (up to 50k). 2025.7 Update: Current offer is 3 FN. 2025.6 Update: The new offer is 5FN (up to 50k). Application Link Chase Marriott Bonvoy Boundless (This is a public offer through Chase direct site only) Benefits 125k+1 FN…
Read more

Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee

Marriott Bonvoy Bold® Credit Card Review (2025.9 Update: 60k Offer)

physixfan 2025-09-26 2025-09-26 59 Comments

Marriott Bonvoy Bold® Credit Card Review 2025.9 Update: The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers…
Read more

Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Annual Fee, No Foreign Transaction Fee

AmEx Green Card Review (2025.9 Update: AS HIGH AS 60k Offer)

Geo 2025-09-26 2025-09-26 99 Comments

American Express Green Card Review 2025.9 Update: The new welcome offer is AS HIGH AS 60k. You may need to use incognito mode to see it. 2024.10 Update: The $100 LoungeBuddy Credit benefit is removed for new applicants, and for existing cardholders have until January 13, 2025 to use the credit. This is not surprising, because LoungBuddy itself is going to be…
Read more

AmEx

American Express (AmEx), Charge Card, Membership Rewards (MR)

Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.9 Update: Added C1->JL and C1->QR)

physixfan 2025-09-24 2025-09-24 181 Comments

2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5 Update: JL is now a transfer partner of Bilt points at ratio 1:1. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow to…
Read more

Bank Points Guide

Capital One (C1) Miles, Marriott Bonvoy, Membership Rewards (MR), ThankYou Points (TYP), Ultimate Rewards (UR)

Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.9 Update: 50k Offer)

physixfan 2025-09-22 2025-09-22 3 Comments

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.9 Update: The new welcome offer is 50k. HT: FM. Also, Mesa recently added Air Canada (AC) as a transfer partner. This is a good useful transfer partner among the mediocre transfer partners. 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points…
Read more

Other Banks

No Annual Fee, No Foreign Transaction Fee

AmEx Platinum Card for Schwab Review (2025.9 Update: 125k Offer; Major Upgrade Together With The Regular Platinum Card)

physixfan 2025-09-20 2025-09-20 96 Comments

American Express Platinum Card for Schwab Review 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit to awash): Also,…
Read more

AmEx

American Express (AmEx), Charge Card, Charles Schwab, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card

AmEx Platinum Card for Morgan Stanley Review (2025.9 Update: 125k Offer; Major Upgrade Together With The Regular Platinum Card)

physixfan 2025-09-20 2025-09-20 114 Comments

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit…
Read more

AmEx

Charge Card, Membership Rewards (MR), Metal Card, Morgan Stanley, No Foreign Transaction Fee, Premium Credit Card